SBA PLP Loans

SBA IRS Questions

Does the California US Small Business Administration District Directors Allow SBA Loan Grand Theft and SBA Loan Fraud from California Banks?   The Public and National News Media is asked that the SBA answers the 23 questions asked of the SBA on May 1, 2018 below in Regards to Union Banks Two Sets of SBA Loan Books--

FRESNO DISTRICT OFFICE District director-- Dawn Golik- 1-(559) 487-5791

San Diego SBA District Director Ruban Garcia 1-619-557-7250 or 619-727-4883

 

Los Angelas SBA District Director Victor Parker 1-818-552-3201

 

Sacramento SBA District Director Heather Luzzi 1-916-735-1700

 

Santa Ana SBA District Director Adalberto Quijada 1-714-550-7420

 

San Francisco SBA District Director Julie Clowes 1-415-744-6820
-SBA_Form_1502_PB_Case___18-0865_Slo_District_Attorney_Dan_Dow.pdf
1.6 MB


On May 7, 2018 the SBA FOIA finally provided Union Banks SBA FORM 1502 Loan Transaction History accounting showing Union Banks Two Sets Of Books, fully known to All California SBA District Directors and News Media Attached below. 

Union Bank claims in its June 25, 2013 Loan Transaction History to have changed all Prior IRS and SBA Form 1149 and SBA Form 1502 Loan Transaction History accounting to the SBA.  This will be a National News Story and the SBA is asked 23 Questions below on May 31, 2018! 

The SBA is Now asked again to Release its 2012 SBA FORM 327 as seen in multiple emails to the SBA and the SBA's May 31, 2018 response below!  Please see Union Banks accounting in this PDF.
                        RE__Union_Banks_Grand_Theft_SBA_FOIA_Request_of_All_SBA_FORM_327_documents_withheld_by_the_SBA_Pismo_Beach_Chief.msg
3.2 MB


Please see the following SBA May 7, 2018 FOIA Loan Transaction History's SBA FORM 1502 showing Union Banks Grand Theft and IRS Fraud
1502_Report.pdf
146.0 KB

The SBA then on May 21, 2018 provided this 2012 SBA FORM 1502 showing Union Banks Grand Theft and IRS, BK, SBA Fraud1502.05.21.2018.pdf
125.8 KB
 


Union Banks June 25, 2013 Loan Transaction History attached is Fraudulent as Fully known to the SBA District Directors below.  Why would the SBA allow its Bank Lenders to have Two Sets of Books?
Bookout_Loan_History_6-25-13.pdf
70.3 KB

 

On October 17, 2017 the SBA FOIA provided its full knowledge of Union Banks prior actions never previously disclosed to William A. Bookout or the IRS.SBA_FOIA_Document_1502.pdf
1.2 MB

 
Union Banks Emails from 2011 to 2017 are made public for all SBA Loan customers full knowledge of how SBA Loans work.   Union_Banks_emails_from_January_2011_to_2017_Emails.docx
96.8 KB
 

SBA FOIA withholding documents in 2011, 2012 and 2016 is a National News Story with the SBA's Full Knowledge of Union Banks Two sets of Books.
.
 
2011-2018_SBA_FOIA.PDF
233.5 KB

Fresno SBA District Director Dawn Golik's full knowledge of Union Banks Grand Theft and IRS Fraud in Union Banks Two Sets of SBA Loan Books is seen in the questions asked below of her and the SBA on May 31, 2018 SBA_Form_1502_PB_Case___18-0865_Slo_District_Attorney_Dan_Dow.pdf
1.6 MB


From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Thursday, May 31, 2018 11:49 AM
To: dawn.golik@sba.gov; lado@sba.gov; Heather.Luzzi@sba.gov; Julie.Clowes@sba.gov; Adalberto.Quijada@sba.gov; ruben.garcia@sba.gov; 'Baddoo, Richard N.'; 'Fashola, Oreoluwa O.'
Cc: claudia.rodgers@sba.gov; sharon.gurley@sba.gov; david.fishman@sba.gov; adam.kaplan@sba.gov; graciela.gatell@sba.gov; cynthia.pope@sba.gov; joel.stiner@sba.gov; stephen.olear@sba.gov; advocacy@sba.gov; 'Ryner, Leanne M.'; 'Siam, Saeda A.'; sandiego@sba.gov; sandra.mazzoni@sba.gov; 'Miller, Neil'; laura.magere@sba.gov; 'kari.overson@sba.gov'; ombudsman@fdic.gov; ombudsman@sba.gov; OIGHotline@frb.gov; dbark@firstam.com; kirot@firstam.com; richard.baddoo@sba.gov; ogis@nara.gov; Dawan.qadir@sba.gov; foia@sba.gov; Carol-Ann.Hulme@sba.gov; loanresolution@sba.gov; form159@colsonservices.com; info@colsonservices.com; 1502@colsonservices.com; rachel.mclaughlin@sba.gov; william.hori@sba.gov; lupe.cota@sba.gov; peter.estrada@sba.gov; gayoeb.mardon@sba.gov; leanne.ryner@sba.gov; jweimer@pismobeach.org; jmiller@pismobeach.org; ssingleton@pismobeach.org; fresno@sba.gov; ddow@co.slo.ca.us; tmiller@mercedsun-star.com; lgriswold@fresnobee.com; jguy@fresnobee.com; plopez@fresnobee.com; keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; gstarkey@newtimesslo.com; nwilson@thetribunenews.com; mfountain@thetribunenews.com; bob@newtimesslo.com; cmcguinness@newtimesslo.com; jfriedman@calcoastnews.com; newsroom@thetribunenews.com; jacqueline@fredericklaw.net; 'Bill Bookout'; rforouzandeh@rppmh.com; dlee@rppmh.com
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per the 9/17/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

May 31, 2018

 

FRESNO SBA DISTRICT OFFICE director-- Dawn Golik- 1-(559) 487-5791

San Diego SBA District Director Ruban Garcia 1-619-557-7250 or 619-727-4883

Los Angelas SBA District Director Victor Parker 1-818-552-3201

Sacramento SBA District Director Heather Luzzi 1-916-735-1700

Santa Ana SBA District Director Adalberto Quijada 1-714-550-7420

San Francisco SBA District Director Julie Clowes 1-415-744-6820


U.S. Small Business Administration
Fresno District Office
801 R Street, Suite 201, Fresno, CA 93721
Telephone No:  (559) 487-5791

 

RE: May 31, 2018 Email From: McLaughlin, Rachel E. [mailto:rachel.mclaughlin@sba.gov] SBA PLP Loan Accounting and SBA Loan PLP Loan Responsibility:

RE: SBA FOIA Request for the 23 Redacted Pages from the 2012 SBA FORM 327 Ending SBA PLP Loan #664-196-4009100983501 withheld by the SBA:

RE: California News Media attached below-Union Banks Grand Theft-Pismo Beach Police Department Case # 18-0865 filed May 8, 2018-SBA Colson May 7, 2018 FOIA accounting:

RE: May 26, 2018 Email questions 1-25 below of Union Bank-Unanswered by Union Bank SBA PLP Loan #664-196-4009100983501, now needing to be answered by the U.S. Small Business Administration:

RE Union Banks Notice of Default filed February 28, 2018 on SBA Loan #664-196-4009—100983501 fully involving the SBA FORM 1502 Loan Transaction History accounting provided May 7, 2018 and May 21, 2018:

RE Union Banks May 31, 2018 email on SBA Loan # 100983501 and Fraudulent Payment Notice claiming $27,479.85 owed Union Bank on the SBA FORM 1502 accounting provided by the SBA on May 21, 2018:

 

FRESNO SBA DISTRICT OFFICE director-- Dawn Golik and all California SBA District Directors—Please see the May 21, 2018 SBA FORM 1502 provided by SBA FOIA Rachel McLaughlin on SBA Loan #664-196-4009100983501!  Oreoluwa (Ore) Fashola, Chief, Freedom of Information & Privacy Act (FOI/PA) Office of Hearings and Appeals (OHA) (202) 401-7793 has Directed all SBA Loan Questions to FRESNO SBA DISTRICT OFFICE director-- Dawn Golik!

 

With the SBA FOIA Rachel McLaughlin and Richard Baddoo withholding 23 Redacted SBA FORM 327 Pages from the SBA FORM 1502 Loan Transaction History accounting provided May 7, and May 21, 2018 by the SBA.  California News Media is Attached:  RE: Pismo Beach Police Department Case # 18-0865 and San Luis Obispo District Attorney Dan Dow regarding all U.S. Small Business Administration SBA Loans!   All U.S. Small Business Administration PLP Loan 1-20 questions below of the SBA are asked of the SBA and through the News Media!

 

U.S. Small Business Administration California District Directors:

1)    In Regards to Union Banks May 31, 2018 email at 9:30 am on SBA Loan # 100983501 and Fraudulent Payment Notice claiming $27,479.85 owed Union Bank against the SBA FORM 1502 accounting provided by the SBA on May 21, 2018:  Why would the U.S. Small Business Administration allow Union Bank to have two sets of SBA Loan Books on the Oceano Nursery SBA Loan # 100983501?

2)    U.S. Small Business Administration: Which of the two ( May 21, 2018 SBA FORM 1502 or June 25, 2013 Union Bank Loan Transaction History’s) SBA Loan # 100983501 Loan Transaction Histories above is accurate with the SBA and IRS?

 

“From: Robert Forouzandeh [mailto:rforouzandeh@rppmh.com]
Sent: Thursday, May 31, 2018 9:30 AM
To: 'Pismobeachdiveshop@charter.net'
Subject: Bookout SBA Loan #100983501

 

Mr. Bookout:

 

Please find attached a copy of your latest loan statement for the above mentioned loan.

 

ROBERT B. FOROUZANDEH | PARTNER
Reicker, Pfau, Pyle & McRoy, LLP | Santa Barbara’s Business Law Firm
1421 State Street, Suite B | Santa Barbara, CA  93101 | www.reickerpfau.com
Phone: (805) 966-2440 | Fax: (805) 966-3320 | Email: rforouzandeh@rppmh.com

 

3)    U.S. Small Business Administration:  Who at the SBA put Union Banks Attorney Robert B. Forouzandeh in charge of changing SBA PLP Loan #664-196-4009100983501 SBA FORM 327 attached and SBA FORM 1502 accounting to the SBA back to 2007, per his May 31, 2018 email and June 1, 2018 Payment notice attached?

4)    Which of the two Union Bank SBA Loan # 100983501 Loan Transaction Histories provided by the SBA on May 7, 2018 is accurate SBA Loan Accounting with the 2012 SBA FORM 327 withheld currently by the SBA?  SEE Pismo Beach Police Department Case # 18-0865 filed May 8, 2018!

5)    Which of the two Union Banks IRS 2012 IRS 1099-A Forms attached is accurate with the IRS, SBA and Colson SBA FORM 1502 accounting?  The 2012 IRS 1099-A filed with the IRS or the one provided by Union Banks Attorney Robert B. Forouzandeh on 2/11/2014?

6)    From the May 31, 2018 Email From: McLaughlin, Rachel E. [mailto:rachel.mclaughlin@sba.gov] Does the SBA allow all SBA Bank Lenders to change SBA FORM 1149 Loan Transaction History accounting as seen in the two Union Bank Loan Transaction Histories provided by the SBA FOIA on May 7, 2018 attached above and seen at www.sbaplploans.com ??

7)    With Union Banks use of restraining orders in 2011 as seen at www.unionbank.me and www.sbaplploans.com . Which of the two SBA Loan # 100983501 Union Bank Loan Transaction Histories provided by the SBA on May 7, 2018 is accurate SBA Loan Accounting with the 2012 SBA FORM 327 withheld currently by the SBA? SEE: Pismo Beach Police Department Case # 18-0865 filed May 8, 2018!

8)    With the 23 SBA FORM 327 FOIA pages redacted by the SBA with the May 21, 2018 SBA FORM 1502 Colson accounting.  Does the SBA dispute Union Banks 2007-2010 IRS 1098 showing Principal paid Accounting from the July 20, 2016 IRS 2012 1099-A accounting attached?

9)    From the September 17, 2012 SBA FORM 1502 Loan Transaction History provided by the SBA on May 21, 2012.  Does Union Bank still have a SBA PLP Loan #664-196-4009100983501 with the SBA FORM 327 withheld by the SBA FOIA?  See May 31, 2018 Email From: McLaughlin, Rachel E. [mailto:rachel.mclaughlin@sba.gov] Below!

10)                       Why does the California SBA allow Union Bank to have Two Sets of Books, per the Two SBA May 7, 2018 and May 21, 2018 Union Bank Loan Transaction Histories provided by Rachel McLaughlin and Richard Baddoo?  Which one of these is correct with the SBA per Union Banks Grand Theft-Pismo Beach Police Department Case # 18-0865 filed May 8, 2018?

11)                       Why does the SBA 7/18/12, 9/17/12 and 5/16/2018 Colson accounting provided by the SBA not show the $57,676.17 of SBA loaned money taken by Union Bank on February 22, 2012?  As seen at www.sbaplploans.com and attached is Union Banks February 27, 2012 email and October 24, 2016 Union Bank letter taking $57,676.17 of SBA loaned money not seen in the 7/18/2012 SBA FORM 1502 provided by the SBA on May 7, 2018!  Also seen is Union Banks February 21, 2012 email from Union Banks Attorney taking $26,500.00 as a Standard Union Bank 10% on all Foreclosures $9,274.00 to pay property taxes and $39,750.00 to fix up the Oceano Nursery property once Union Bank had foreclosed on February 22, 2012.  How is this Legal with the SBA FORM 1502 Accounting dated 7/18/2012 and 9/17/12 now provided in May 2018 by the SBA?

12)                       Why has the U.S. Small Business Administration allowed Union Bank to change all of its SBA Colson accounting in the Union Bank June 25, 2003 Loan Transaction History provided by the SBA on May 7, 2018 and May 21, 2018?

13)                       Why did the U.S. Small Business Administration Withhold its multiple 2012 SBA Form 1502 Loan Transaction History accounting until May 7, 2018 and May 21, 2018 with Union Banks Attorney’s November 2, 2017 letter regarding Union Banks 2011 claimed rescission accounting to the Second Appellate Court as seen attached?  Which SBA PLP Loan accounting is correct with the SBA?

14)                       U.S. Small Business Administration. Why would the SBA allow Union Bank in its June 25th 2013 Loan Transaction History to change its 9/17/2012 SBA FORM 1502 8/31/2008 Principal Balance of $420,024.31 to $416,898.31 back to 7/11/2007 without amending the SBA 9/17/12 SBA FORM 1502 Colson accounting provided by the SBA on May 7, 2018 and May 21, 2018 per the October 26, 2011 SBA Attorney Joel Meese SBA Memorandum and November 22, 2011 SBA letter from Susan C. Davis Phase 1 and improper Union Bank Amortization of the 2007 Forbearance Agreement?

15)                       Did the SBA approve Union Banks claimed 2/11/2014 2012 IRS 1099-A correction as seen in Union Banks Attorney Robert B. Forouzandeh 2014 emails and claimed changed 2012 IRS 1099-A never provided to the IRS by Union Bank? 

16)                       Why has the SBA allowed Union Bank to commit Grand Theft and IRS Fraud as seen in Union Banks 2008 IRS 1098 showing $5,598.88 paid in Principal and in Union Banks 2009 IRS 1098 accounting showing $23,428.51 paid in SBA Loan Principal as backed up in the SBA 1502 Loan Transaction History provided by the IRS on May 7, 2018?

17)                       U.S. Small Business Administration.  Attached and seen a www.sbaplploans.com is Union Banks Senior Vice President Doug Lutz signed January 6, 2012 Bankruptcy (Proof of Claim) against the 7/18/2012 and 9/17/2012 SBA FORM 1502 SBA Colson accounting provided by the SBA on May 7, 2018 and May 21, 2018.  Did the SBA and Colson approve Union Banks two sets of SBA Loan #664-196-4009-100983501 Books in changing Union Banks Principal Balance from $390,996.91 to $400,962.89 and adding $45,171.20 onto the Oceano Nursery SBA PLP Loan?  See October 11 and 12, 2011 Union Bank Senior Vice President Sandra Sheffield emails copied to Doug Lutz provided in the October 17, 2017 SBA FOIA Request!

18)                       U.S. Small Business Administration.  Why did the SBA in its October 27,2011 SBA FORM 327 P. 5 withheld 2011, 2012, 2016 SBA FOIA requests with Union Banks two sets of SBA Loan accounting now provided by the SBA on May 7, 2018 and May 21, 2018?  In the October 27, 2011 SBA FORM 327 P. 1 is a Principal Balance owed of $390,996.91 that could have been provided to the US Bankruptcy Court, disproving Union Banks 1/6/2012 (Proof of Claim) of $400,962.89. WHY has the SBA withheld this accounting and its October 26, 2011 Joel K. Meese memorandum until October 17, 2017?

19)                       U.S. Small Business Administration.  Union Bank has filed a Notice of Default on its SBA Loan #100983501 changed to 0883917535-0000000001 as seen in Union Banks January 16, 2018 NOD letter prepared by Union Banks Attorney Robert B. Forouzandeh and NOD filed 2/28/2018 by First American Title Company David Z. Bark attached.  Are Union Banks SBA Loan accounting correct with the SBA and SBA Colson accounting per Pismo Beach Police report filed May 8, 2018 Case # 18-0865?

20)                       With Union Banks emails from 2011 to 2017 showing Union Banks Grand Theft, SBA, BK, IRS Fraud fully known to FRESNO DISTRICT OFFICE District director-- Dawn Golik, and the United States Small Business Administration with the SBA Attorney Joel k. Meese 10/26/2011 SBA Loan Memo and October 27, 2011 SBA FORM 327 provided by the SBA on 10/17/2017! Why has the SBA allowed Union Banks Two Sets of SBA Loan Accounting and IRS Fraud Fully known to the SBA?  

21)                       U.S. Small Business Administration.  Why has the SBA allowed Union Banks Attorney’s Robert B. Forouzandeh-California State Bar # 247177 and Diana Jessup Lee California State Bar # 155191 to take over SBA Loan # 664-196-4009 and SBA Loan # 100983501 accounting and change the 9/17/2012 SBA FORM 1502 Accounting per the November 2, 2017 letter from Union Banks Attorney’s Robert B. Forouzandeh-California State Bar # 247177? 

22)                       U.S. Small Business Administration.  Why has the SBA allowed Union Banks Attorney’s Robert B. Forouzandeh-California State Bar # 247177 and Diana Jessup Lee California State Bar # 155191 to take over SBA Loan # 664-196-4009 and SBA Loan # 100983501 accounting and change the 10/27/2011 SBA FORM 327 Accounting seen in the October 26, 2011 Joel K. Meese memorandum, per the November 2, 2017 letter from Union Banks Attorney’s Robert B. Forouzandeh-California State Bar # 247177?

23)                       FRESNO SBA DISTRICT OFFICE District director-- Dawn Golik, Why has the U.S. Small Business Administration allowed Union Banks Oceano Nursery SBA PLP Loan Grand Theft, IRS, SBA loan Fraud on SBA PLP Loan # 664-196-4009100983501 since 2007 as seen in the October 17, 2017 SBA FOIA documents received from the SBA and the May 7, 2018 and May 21, 2018 Colson SBA FORM 1502 Loan Transaction History accounting against Union Banks June 1, 2018 Payment Notice on SBA Loan # 100983501?   Please see May 31, 2018 email below from McLaughlin, Rachel E. [ mailto:rachel.mclaughlin@sba.gov  ]

 

FRESNO DISTRICT OFFICE District director-- Dawn Golik, Victor Parker, SBA District Director Los Angelas--Heather Luzzi, SBA District Director Sacramento—Julie Clowes, SBA District Director San Francisco-- Adalberto Quijada, SBA District Director Santa Ana—Ruban Garcia, SBA District Director San Diego.  From the May 31, 2018 Rachel E. McLaughlin [mailto:rachel.mclaughlin@sba.gov] email below and The SBA withholding 23 pages of a 2012 SBA FORM 327.  This is a National News Story involving each of you and the U.S. Small Business Administration, per the 1-23 questions asked of the SBA above and Union Banks June 1, 2018 Payment Notice provided today by Union Banks Attorney Robert B. Forouzandeh!  

 

The SBA withholding 2011 and 2012 SBA FOIA information with Union Banks Grand Theft, IRS, SBA, BK Fraud in changing 2011 and 2012 SBA FORM 1502 Loan Transaction History accounting is now fully known to California News Media---Pablo Lopez-  plopez@fresnobee.com   Jim Guy jguy@fresnobee.com Lewis Griswold lgriswold@fresnobee.com Thaddeus Miller- tmiller@mercedsun-star.com -- KCOY TV-Keith Carls keithcarls@kcoy.com -KEYT TV--CJ Ward cj.ward@keyt.com ---Telegram Tribune-Nick Wilson nwilson@thetribunenews.com - Matt Fountain mfountain@thetribunenews.com San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie as attached and now made a part of this SBA PLP Loan accounting with the May 31, 2018 email from Union Banks Attorney Robert B. Forouzandeh! 

 

U.S. Small Business Administration California SBA District Directors, FRESNO SBA DISTRICT director-- Dawn Golik with Union Bank attachedPlease see that you and the SBA answers the multiple 1-23 questions asked above of you and the SBA, now made public with Union Banks May 31, 2018 email attached above on SBA Loan # 100983501!  Please see that Union Bank and the SBA answers the 25 Questions of Union Bank below on May 26, 2018 with Union Banks 2011-2021 use of Restraining orders in asking any Union Bank SBA PLP Loan # 100983501 questions of Union Bank! Union Banks actions and to sets of SBA PLP Loan # 100983501 Books makes it necessary to ask all questions asked of Union Bank and the SBA public as seen at www.sbaplploans.com !

 

Sincerely

 

William A. Bookout,

470 Price Street

Pismo Beach, Ca 93449

Oceano Nursery 2003 SBA Loan # 664-196-4009100983501

 

CC San Luis Obispo District Attorney Dan Dow/Assistant District Attorney  Eric J. Dobroth,

CC Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department Case # 18-0865: 1-805-773-2208 

CC Pablo Lopez-  plopez@fresnobee.com   Jim Guy jguy@fresnobee.com  Lewis Griswold lgriswold@fresnobee.com Thaddeus Miller- tmiller@mercedsun-star.com

CC KCOY TV-Keith Carls--KEYT TV--CJ Ward---Telegram Tribune-Nick Wilson- Matt Fountain

CC San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie 

CC MUFG Union Bank, Union Bank Senior Vice President Christine Sontag, Union Bank, Greg Taylor, Union Bank, Senior Vice President Doug Lutz,

through Robert B. Forouzandeh-California State Bar # 247177 And Diana Jessup Lee California State Bar # 155191 attached.

 

From: McLaughlin, Rachel E. [mailto:rachel.mclaughlin@sba.gov]
Sent: Thursday, May 31, 2018 8:11 AM
To: Bill Bookout
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per the 9/17/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

Good Morning,

 

I received notice from the FOIA Office that the appeal for your previous request is currently underway. You have been provided all of the SBA’s current records for this loan, aside from the 327 Form which has been withheld, and the action to withhold that information is under reconsideration in the aforementioned appeal.

 

Per your email sent 05/30/2018 that appears to be addressed to me, you are requesting the following:

 

1.       1502 Report – You have been provided with this information in response to FOIA Request # SBA-2018-000697.

2.       1502 Info Search – What you mean by this item is unclear, but I assume you are referring to the top section of the 1502 report screen which you have already been provided.

3&4.  Lender Record & Details – This is not specific enough for me to produce a document. SBA has already acted to produce as complete of a record of your loan as  possible under the FOIA’s guidelines. If you believe there is something else that the agency can provide, please be specific, as the item likely falls outside of the normal scope of the records typically released by the SBA and may be exempt from disclosure.  

5. Accounting – FOIA guidelines state that an agency must produce records that already exist, i.e. the 1149 Transcript of Account (TOA) and the 1502 Report that you have already received. The FOIA does not obligate an agency to create records, analyze, answer questions, and/or comment on the contents of those records. SBA does not employ a forensic accountant to respond to FOIA requests, so unfortunately, this is something that will not be granted.

 

Please also keep in mind that the SBA receives documentation like the 1149 (TOA), appraisals, auction reports, and all such documents of that nature that might explain that 04/30/2012 transaction while the loan is under purchase review. The last purchase review was closed on 02/09/2012 because the lender withdrew their request for SBA to honor the guaranty. Since this incomplete review was halted prior to the 04/30/2012 event you are referring to, SBA does not have documentation that would show what may have been liquidated and for how much.

 

Liquidation actions fall under the lender’s unilateral authority, so there would have been no reason for the lender to consult with or provide SBA with any of that information at the time that liquidation occurred, and since the guaranty was terminated before Union Bank made another request for SBA to honor the guaranty, there is no reason for SBA to have this information at all. Therefore, even if the FOIA obligated the agency to provide an analysis of the 1502 Report, which it does not, SBA would not have the necessary documentation to base any such analysis on.

 

I am hopeful that this explanation will help you to understand the limits of what the agency is able to provide to you. As your list of items does not contain anything I’m currently able to provide, I don’t feel that it is appropriate to initiate a new FOIA Request in the FOIA Online system that might result in billing you for records you already have. If you have a more specific request or a simple question, please let me know and I will do my best to help.

 

Thank you,

 

Rachel McLaughlin
Loan Servicing Assistant, Purchase Division
National Guaranty Purchase Center
U.S. Small Business Administration


Phone: 703-487-3084 | Fax: 703-741-6891
rachel.mclaughlin@sba.gov

Description: SBA-Hor-2

Home Page | Twitter | Instagram | Facebook | YouTube | LinkedIn | Email Alerts

https://www.sba.gov/HerndonNGPC

 

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Saturday, May 26, 2018 8:12 PM
To: rforouzandeh@rppmh.com; dlee@rppmh.com; 'Baddoo, Richard N.'; dawn.golik@sba.gov; lado@sba.gov; Heather.Luzzi@sba.gov; Julie.Clowes@sba.gov; Adalberto.Quijada@sba.gov; ruben.garcia@sba.gov; ogis@nara.gov; Baddoo, Richard N.; 'Fashola, Oreoluwa O.'
Cc: claudia.rodgers@sba.gov; sharon.gurley@sba.gov; david.fishman@sba.gov; adam.kaplan@sba.gov; graciela.gatell@sba.gov; cynthia.pope@sba.gov; joel.stiner@sba.gov; stephen.olear@sba.gov; advocacy@sba.gov; 'Ryner, Leanne M.'; 'Siam, Saeda A.'; sandiego@sba.gov; sandra.mazzoni@sba.gov; 'Miller, Neil'; laura.magere@sba.gov; 'kari.overson@sba.gov'; ombudsman@fdic.gov; ombudsman@sba.gov; OIGHotline@frb.gov; dbark@firstam.com; kirot@firstam.com; richard.baddoo@sba.gov; ogis@nara.gov; Dawan.qadir@sba.gov; foia@sba.gov; Carol-Ann.Hulme@sba.gov; loanresolution@sba.gov; form159@colsonservices.com; info@colsonservices.com; 1502@colsonservices.com; rachel.mclaughlin@sba.gov; william.hori@sba.gov; lupe.cota@sba.gov; peter.estrada@sba.gov; gayoeb.mardon@sba.gov; leanne.ryner@sba.gov; jweimer@pismobeach.org; jmiller@pismobeach.org; ssingleton@pismobeach.org; fresno@sba.gov; ddow@co.slo.ca.us; tmiller@mercedsun-star.com; lgriswold@fresnobee.com; jguy@fresnobee.com; plopez@fresnobee.com; keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; gstarkey@newtimesslo.com; nwilson@thetribunenews.com; mfountain@thetribunenews.com; bob@newtimesslo.com; cmcguinness@newtimesslo.com; jfriedman@calcoastnews.com; newsroom@thetribunenews.com; jacqueline@fredericklaw.net; 'Bill Bookout'
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 7/18/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

May 26, 2018

 

MUFG Union Bank, Senior Vice President Christine Sontag, Union Bank, Greg Taylor, Union Bank, Senior Vice President Doug Lutz,

through Robert B. Forouzandeh-California State Bar # 247177 And Diana Jessup Lee California State Bar # 155191--Appointed by Honorable Judge Colleen K. Sterne and—

Santa Barbara Commissioner Denise Motter to answer all Union Banks SBA Loan # 664-196-4009--100983501 Questions:

1421 State Street, Suite B | Santa Barbara, CA 93101      
Phone: (805) 966-2440

 

RE: SBA Loan # 664-196-4009—100983501 Union Banks Grand Theft—5/21/2018 SBA FORM 1502-FOIA 10/17/2017 SBA FORM 327---Oreoluwa (Ore) Fashola, Chief, Freedom of Information & Privacy Act (FOI/PA) Office of Hearings and Appeals (OHA

RE: FOIA October 27, 2011 SBA FORM 327 and October 26, 2011 SBA Memorandum Provided by the SBA on October 17, 2017 showing Union Banks Grand Theft since 2007 and Bankruptcy, SBA, IRS Fraud.

 

Robert B. Forouzandeh-California State Bar # 247177 and Diana Jessup Lee California State Bar # 155191: Please see both of your emails attached since 2011 to 2017 at www.sbaplplons.com and www.unionbank.me !  Explain to myself and the FRESNO DISTRICT OFFICE District director, Dawn Golik, SBA District Director Victor Parker, SBA District Director--Heather Luzzi, SBA District Director Julie Clowes, SBA District Director Adalberto Quijada attached from your November 23, 2011 and November 30, 2011 emails as why they are different from the October 27, 2011 SBA FORM 327 accounting and the SBA FORM 1502 Loan Transaction History provided by the SBA on May 21, 2018?  Please provide the Date You and Diana Jessup Lee/Union Bank Rescinded the 2007 Forbearance Agreement per your November 23, 2011, November 30, 2011 emails and November 2, 2017 Robert B. Forouzandeh letter against the October 27, 2011 SBA FORM 327 attached!?  

 

1)    Robert B. Forouzandeh-California State Bar # 247177 and Diana Jessup Lee California State Bar # 155191:  With the Union Bank February 1, 2018 Payment Notice on Loan # 100983501 prepared by Robert B. Forouzandeh.  Which of the two attached Union Bank Loan Transaction History’s is accurate with the Oceano Nursery SBA Loan # 664-196-4009 accounting provided to the SBA. 1) the 2012 SBA FORM 1502 or 2) the Union Bank June 25, 2013 Loan Transaction History?  Understand the SBA is attached!

 

2)    Robert B. Forouzandeh:  Attached is your Union Bank November 2, 2017 and Union Banks Office of the Presidents Kay Sakaue’s February 1, 2017 letters showing Union Banks two sets of SBA Loan Books against the May 21, 2018 Union Bank 2012 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration.  Why has the Law firm of Reicker, Pfau, Pyle & McRoy, LLP Attorneys Falsified Union Banks SBA Loan accounting against the May 21, 2018 Union Bank SBA FORM 1502 ---2012 Loan Transaction History just provided by the United States Small Business Administration?   

 

3)    Robert B. Forouzandeh: In your October 17, 18, 19, 2017 and May 15, 2017 Emails Subject lines Bookout SBA Loan #100983501 Why does Union Bank call this Loan #100983501 a SBA Loan with the 2012 SBA FORM 1502 Loan Transaction History, October 26, 2011 SBA Memorandum and October 27, 2011 SBA FORM 327 attached written by SBA Attorney Joel K. Meese to Dana Relya Assistant Center Director?  

 

4)    Robert B. Forouzandeh: In your February 12, 2015 email Stating: “During this call you threatened to continue sending emails to all of the attorneys in this firm.  Your actions constitute multiple violations of the Modified Civil Harassment Restraining Order entered against you on February 5, 2013 by the Santa Barbara Superior Court (the “Restraining Order”) which states that you “must direct any communications pertaining to [your] SBA Loan solely to Diana Jessup Lee or Robert Forouzandeh…” (emphasis in original) ” Why does Union Bank call this Loan #100983501 a SBA Loan?

 

5)    Robert B. Forouzandeh:  In your January 6, 2015 Email Stating: “I remind you that the Modified Civil Harassment Restraining Order entered against you on February 5, 2013 by the Santa Barbara Superior Court (the “Restraining Order”) states  that you “must direct any communications pertaining to [your] SBA Loan solely to Diana Jessup Lee or Robert Forouzandeh…” (emphasis in original) )  This shall serve as formal demand that you direct questions regarding your SBA Loan to Diana Jessup Lee and/or myself and to no other individual in this office.  ” Why does Union Bank call this Loan #100983501 a SBA Loan?

 

6)    Robert B. Forouzandeh:  In your January 5, 2015 Email Stating: “You allege that during today’s call, “you have admitted that you and Diana Jessup Lee created the May 6, 2011 Amortization Schedules and not Union Bank/Santa Barbara Bank & Trust employees”  This statement is incorrect.  I stated that my office “in conjunction with Union Bank” created the amortization schedules. Robert B. Forouzandeh did you and Diana Jessup Lee communicate with the SBA attached, per the amortization schedules you prepared against the May 21, 2018 Loan Transaction History just provided by the United States Small Business Administration?  “As to question #31, your SBA Loan will be re-amortized in 2015 per the terms of the loan.  The re-amortization will be reflected on your January loan statement. Robert B. Forouzandeh Can you have Union Bank explain its SBA Terms with the May 21, 2018 Loan Transaction History just provided by the United States Small Business Administration? 

 

7)    Robert B. Forouzandeh:  In your December 5, 2014 Email Stating: It is my understanding that you called my office today while I was out and spoke to my assistant and accused Union Bank and my office of committing fraud.  I categorically deny that allegation.  As stated before, we remain committed to answering any new questions that you have regarding your SBA loan with Union Bank which my office has not previously answered.”  Was the SBA attached made aware of Union Banks two sets of books (Loan Transaction History’s) provided by the SBA on May 7, 2018 as now fully seen in the September 17th 2012 SBA FORM 1502 Loan Transaction History?

 

8)    Robert B. Forouzandeh:  In your March 17, 2014 Email Stating:  “You continue to make the same unsupported allegations.  Union Bank continues to deny each and every allegation set forth in your email below, including your statement that your loan is paid in full.  As of February 28, 2014, the outstanding principal balance on your loan was $248,288.38.” Can You have Union Bank provide a current SBA FORM 1149 or Current SBA FORM 1502 Loan Transaction History to back up this claimed amount owed Union Bank with the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

9)    Robert B. Forouzandeh:  In your February 21, 2014 Email Stating:  “The $57,676.17 charge was for attorney’s fees and costs incurred as a result of your default on your note.  These charges were assessed pursuant to the terms of the Promissory Note and the Deed of Trust that you signed.  Additionally, these charges were approved by the Bankruptcy Court and were also itemized and provided to you on your February 27, 2012 loan statement.”  Who at the United States Small Business Administration approved your Attorney Fees of $57,676.17 from SBA Loaned money not seen in the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

10)                       Robert B. Forouzandeh:  In your February 11, 2014 Email Stating:  “As you requested, please find attached a copy of your 2012 Form 1099-A.” Why did Union Bank falsify this 2012 IRS 1099-A that was never provided to the IRS with the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

11)                       Robert B. Forouzandeh:  In your June 27, 201 Email Stating:  “As you requested, I am providing you with a complete transaction history of your loan current as of June 25, 2013. ” Why would Union Bank change its September 17, 2012 SBA Form 1502 and August 29, 2011SBA FORM 1149 Loan Transaction History accounting with the SBA back to 2007 with the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

12)                       Robert B. Forouzandeh:  In your February 28, 2013 Email Stating:  “The attorneys’ fees credited as a result of the foreclosure of the Oceano property were credited as provided in your Deed of Trust.  This process was supervised by the Bankruptcy Court.” Who at the United States Small Business Administration approved your Attorney Fees of $57,676.17 from SBA Loaned money not seen in the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

13)                       Robert B. Forouzandeh:  In your February 28, 2013 Email Stating:  “SBBT did not breach the 2007 Forbearance Agreement. ”  The SBA on October 17, 2017 released SBA FOIA document showing Union Bank Breaching the 2007 Forbearance Agreement!  Why has Union Bank committed Monthly Grand Theft since 2007?

 

14)                       Robert B. Forouzandeh:  In your February 28, 2013 Email Stating:  “IRS 1098 Forms and amortization schedules are two different things with different purposes.  Our May 6, 2011 amortization schedule is accurate.” Why is your two May6, 2011 SBA Loan Amortizations not seen in the May 21, 2018 SBA FORM 1502 Loan Transaction History accounting just provided by the United States Small Business Administration?

 

15)                       Robert B. Forouzandeh:  In your February 13, 2013 Email acknowledging Union Bank and the SBA and Stating:  “On February 13, 2013 at 3:22 p.m. you communicated directly with Union Bank in violation of Section 6(a)(4) of the Modified Restraining Order entered on February 5, 2013.  As stated in that Order you “must direct any communications pertaining to [your] SBA Loan solely to Diana Jessup Lee or Robert Forouzandeh, and not to any officers, directors or employees of SBBT or Union Bank.” Why would Union Bank commit Grand Theft and IRS Fraud using Diana Jessup Lee and Robert B. Forouzandeh per the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

16)                       Diana Jessup Lee:  In your January 24, 2013 Email Stating:  “As I have done on numerous occasions, I direct you to Schedule 2 which was attached to my May 6, 2011 letter to you as well as my letter to you dated May 19, 2011 in which I explain that your $22,274.46 payment in July, 2007 was applied to satisfy your monthly  principal and interest payments due for May, June, July, August and September, 2006 which you had failed to pay.  The reduction in principal on your loan after application of this payment is confirmed in Schedule 2.  Why do you keep asking the same question?  If you believe my explanations are wrong, please state precisely why and explain your conclusion as opposed to simply asserting false conclusory statements.  Again, please limit your correspondences to either me or Robert Forouzandeh and stop harassing Union Bank personnel who are not responsible for responding to your questions which contain hundreds of pages of emails that repeat ad nauseam your unfounded accusations and questions.”  What Communication did you and Robert B. Forouzandeh have with the United States Small Business Administration with the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?  Does the SBA have your SBA Loan Changes in the second SBA FORM 327 withheld by the SBA?

 

17)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  You ask about my “SBA loan training and knowledge…”  Both Mr. Forouzandeh and I have access to all necessary information pertaining to your SBA loan, and we are authorized by Union Bank to answer your questions. What Communication did you and Robert B. Forouzandeh have with the United States Small Business Administration with the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration and did you prepare this SBA FORM 1502 on behalf of Union Bank?

 

18)                       Diana Jessup Lee:  In your January 8, 2013 Email StatingYou ask why SBBT/Union Bank “claimed…attorneys fees of $57,676.17…”   As we have previously stated, the note for your SBA loan specifically permits SBBT to charge you for the attorneys fees and costs incurred as a result of your default of the note, including those incurred in bankruptcy proceedings.  You defaulted on both the Note and then on the Forbearance Agreement.  On both occasions, you bombarded the bank’s attorneys and employees with duplicative and voluminous correspondences and false allegations which resulted in significant fees being incurred.  You then filed bankruptcy which resulted in SBBT incurring additional attorneys’ fees and costs to protect its position in the Bankruptcy.  Thus, not only is this amount permitted by the terms of your SBA loan, the amount is reasonable in light of your actions.Diana Jessup Lee: Who at the SBA approved your $57,676.17 of SBA loaned money to pay your Attorney Fees per the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

19)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  “You ask how SBBT “applied the 2007 five payments of $22,274.46…”  As I stated in detail in my May 19, 2011 letter, pursuant to the express terms of the Forbearance Agreement, the $22,274.46 payment was credited towards satisfying the principal and interest owed by you for the May 2006-September 2006 payments on your SBA loan which you had previously failed to make.  With the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration.  Why does the SBA show Union Bank never applying Principal correctly?

 

20)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  You ask how SBBT “can amortize a SBA loan…by adding into it unpaid principal and then claiming a balance owed of $465,195.50.”  Again, I specifically addressed this issue in my May 19, 2011 letter to you.  In 2007 your loan was past due $67,445.66.  You paid $22,274.46 which paid a portion of the past due principal and interest with the remaining $45,171.20 past due being added to the outstanding balance due and the combined total was re-amortized to assist you in bringing the loan current.  You expressly agreed to this when you entered into the Forbearance Agreement. ” With the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration.  Why did Union Bank add $45,171.20 onto the Oceano Nursery SBA Loan in May 2011 against the SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

21)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  You ask why “attorneys fees of $58,700.00 are due for asking banking questions…”  Your statement is incorrect.  The attorneys fees included in SBBT’s claim in your bankruptcy arose from your default on the SBA Loan, your default on the Forbearance Agreement, and your bankruptcy proceeding.  Had you not defaulted on your SBA loan, you would not have been charged these fees.  Who at the SBA approved your $57,676.17 of SBA loaned money to pay your Attorney Fees per the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

22)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  “You ask how SBBT “feels a legal right to charge 10% of $265,000.00 as a standard Santa Barbara Bank & Trust foreclosure fee.”  SBBT did not “charge” a foreclosure fee.  The entity conducting the foreclosure charged a foreclosure fee, as is standard.  ”  Who at the SBA approved Union Bank taking 10% of $265,00.00 “as a standard Santa Barbara Bank & Trust foreclosure fee” per the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration?

 

23)                       Diana Jessup Lee:  In your January 8, 2013 Email Stating:  You ask why your loan balance was deemed to be $400,962.89 instead of $390,996.91 in November 2011.  As Mr. Forouzandeh stated to you in his November 23, 2011 email, the $390,996.91 balance was apparently obtained by you from SBBT's online banking feature which temporarily showed a principal balance of $390,996.91 for the loan.  The $390,996.91 was calculated using the fixed interest rate of 6% set forth in the Forbearance Agreement.  Due to your default on the Forbearance Agreement, the Forbearance Agreement was rescinded and the principal amount of the loan was re-calculated and re-amortized going back to the date of the Forbearance Agreement using the interest rate of Prime + 2% (as required in your original loan) for the time period between the date of the Forbearance Agreement and the date of the Proof of Claim with the loan being re-amortized on a yearly basis per SBA loan rules.  The Prime Rate during that period varied between 3.25%-8.25% and thus the interest rate for your loan during that period of time varied between 5.25%-10.25.  Since the interest rate was higher than the fixed 6% rate for much of this period, when the loan was re-calculated and re-amortized under the original loan terms, your principal amount increased to $400,962.89 due to the higher interest rate and the fact that you failed to make any payments for a large portion of that period of time.  The $390,996.91 balance temporarily appeared on SBBT's online account access for your loan because that system had not been updated to rescind the terms of the Forbearance Agreement and had not re-calculated or re-amortized your loan based on the original loan terms.Who at the SBA approved Union Bank changing the $390,996.91 SBA FORM 1502 and SBA FORM 1149 Loan Transaction History, balance per the May 21, 2018 SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration, per SBA Loan Rules?

 

24)                       Robert B. Forouzandeh: In your January 18, 2012 Email Stating:    ”In regards to the SBA Form 1149 of August 29, 2011, as I told you during the telephone call, this form was calculated using the figures and interest rate from the Forbearance Agreement.  Due to your default of the Forbearance Agreement, the Bank, as it was permitted to in the Forbearance Agreement, elected to revoke the benefits that the Forbearance Agreement provided to you.  This resulted in a recalculation of your loan based on the original note terms.  Due to the fact that the interest rate for your loan is lower based on the original method of calculation (Prime Rate + 2%= 5.25%) as opposed to the 6% fixed rate set forth in the Forbearance Agreement this was the crucial factor which resulted in the monthly payment amount being reduced to the amount set forth in SBBT's various filings in your bankruptcy proceeding.  Thus, neither the August 29, 2011 Form 1149 nor SBBT's bankruptcy filings are incorrect or fraudulent as you contend. Who at the SBA approved Union Bank changing the August 29th 2011 SBA Form 1149 Loan Transaction History per the May 21, 2018 SBA FORM 1502 Loan Transaction History accounting just provided by the United States Small Business Administration?

 

25)                       Robert B. Forouzandeh-California State Bar # 247177 and Diana Jessup Lee California State Bar # 155191:  From the SBA FORM 1502 Loan Transaction History just provided by the United States Small Business Administration showing SBA Loan # 100983501 as Paid in Full with no Rescission by Union Bank.  Explain to myself and the SBA and News Media attached as to why Union Bank would file a restraining order in 2011 for Union Banks improper 2007 Forbearance Agreement Amortization and falsify its January 6, 2012 Bankruptcy (Proof of Claim) to the United States Bankruptcy Court?  

 

Sincerely

 

William A. Bookout

470 Price Street

Pismo Beach, Ca 93449

Oceano Nursery 2003 SBA Loan # 664-196-4009--100983501

 

CC San Luis Obispo District Attorney Dan Dow/Assistant District Attorney  Eric J. Dobroth,

CC Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department Case # 18-0865: 1-805-773-2208 

CC First American Title Insurance Company, David Z. Bark 1-866-217-6627 and  Kevin Irot, Vice President/County Manager. 1-805-786-2003

CC Pablo Lopez-  plopez@fresnobee.com   Jim Guy jguy@fresnobee.com  Lewis Griswold lgriswold@fresnobee.com Thaddeus Miller- tmiller@mercedsun-star.com

CC KCOY TV-Keith Carls--KEYT TV--CJ Ward---Telegram Tribune-Nick Wilson- Matt Fountain

CC San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie 

CC FRESNO DISTRICT OFFICE District director-- Dawn Golik- 1-(559) 487-5791

 

From: JIMENEZ WENDY [mailto:JIMENEZW@COLSONSERVICES.com] On Behalf Of INFO
Sent: Friday, May 18, 2018 12:21 PM
To: Bill Bookout
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 7/18/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

Good day.

As a contractor of the United States Small Business Administration (SBA), Colson will refer this request to the SBA for further consideration or handling.

 

Regards,

Client Services

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Friday, May 18, 2018 2:40 PM
To: FORM159; INFO; 1502; rachel.mclaughlin@sba.gov; dawn.golik@sba.gov; william.hori@sba.gov; lupe.cota@sba.gov; peter.estrada@sba.gov; gayoeb.mardon@sba.gov; lori.lesher@sba.gov; melende.ward@sba.gov; leanne.ryner@sba.gov; jweimer@pismobeach.org; jmiller@pismobeach.org; ssingleton@pismobeach.org; fresno@sba.gov; lado@sba.gov; Heather.Luzzi@sba.gov; Julie.Clowes@sba.gov; Adalberto.Quijada@sba.gov; ruben.garcia@sba.gov; ddow@co.slo.ca.us
Cc: claudia.rodgers@sba.gov; sharon.gurley@sba.gov; david.fishman@sba.gov; adam.kaplan@sba.gov; graciela.gatell@sba.gov; cynthia.pope@sba.gov; joel.stiner@sba.gov; stephen.olear@sba.gov; advocacy@sba.gov; 'Ryner, Leanne M.'; 'Siam, Saeda A.'; sandiego@sba.gov; sandra.mazzoni@sba.gov; 'Miller, Neil'; laura.magere@sba.gov; 'kari.overson@sba.gov'; ombudsman@fdic.gov; ombudsman@sba.gov; OIGHotline@frb.gov; dbark@firstam.com; kirot@firstam.com; richard.baddoo@sba.gov; ogis@nara.gov; Dawan.qadir@sba.gov; foia@sba.gov; Carol-Ann.Hulme@sba.gov; loanresolution@sba.gov; keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; gstarkey@newtimesslo.com; nwilson@thetribunenews.com; mfountain@thetribunenews.com; bob@newtimesslo.com; cmcguinness@newtimesslo.com; jfriedman@calcoastnews.com; newsroom@thetribunenews.com; ogis@nara.gov; jacqueline@fredericklaw.net; tmiller@mercedsun-star.com; lgriswold@fresnobee.com; jguy@fresnobee.com; plopez@fresnobee.com; 'Bill Bookout'
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 7/18/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

May 18, 2018

 

Colson Services Corp.

2 Hanson Place

7th Floor, Brooklyn, NY 11217

Colson's Customer Service group at (877) 245-6159.

 

RE: U.S. Small Business Administration (Rachel McLaughlin’s) May 18, 2018 email refusal to provide 23 pages of SBA FOIA FORM 1502 documents with Union Bank claiming its June 25th 2013 Loan Transaction History is accurate:

 

Colson's Customer Service group

 

Please review the U.S. Small Business Administration (Rachel McLaughlin’s) May 18, 2018 email refusal to provide 23 pages of SBA FOIA documents: database screen captures containing 1502 report which constituted a total of 23 redacted pages.

Attached is the U.S. Small Business Administration Victor Parker, SBA District Director--Heather Luzzi, District Director—Julie Clowes, SBA District Director -- Adalberto Quijada, SBA District Director—Ruban Garcia, SBA District Director with the SBA’s Full knowledge of the SBA Refusal to provided database screen captures containing 1502 report which constituted a total of 23 redacted pages. and Local News media-- KCOY TV-Keith Carls--KEYT TV--CJ Ward---Telegram Tribune-Nick Wilson- Matt Fountain San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie-- Pablo Lopez-  plopez@fresnobee.com   Jim Guy jguy@fresnobee.com  Lewis Griswold lgriswold@fresnobee.com Thaddeus Miller- tmiller@mercedsun-star.com full knowledge of the SBA stating May 18, 2018 Later, the 1502 payment history report was also released to Mr. Bookout in fulfillment of FOIA request SBA-2018-000697”.

 

Colson's Customer Service group:  Which of the two May 7, 2018 SBA Loan Transaction History’s is correct with Colson SBA Loan Accounting as now known to the News Media Attached?  Please see the attached December 3, 2015 San Luis Obispo Superior Court Judge (Barry Labarbera) ruling and Second Appellate Court, June 28, 2016 decision that could have been Won at the time, if the SBA had provided its 1502 payment history prior to May 7, 2018 in prior SBA FOIA requests a seen at www.sbaplploans.com !  Understand that the SBA has full knowledge of Union Banks Grand Theft and lying to Judge (Barry Labarbera) and the Second Appellate Court, per the June 25th 2013 Union Bank Loan Transaction History provided by the SBA on May 7, 2018. Union Banks Bankruptcy Courts (Proof of Claim) comes from the June 25, 2013 Union Bank Loan Transaction History provided by the SBA on May 7, 2018 against Union Bank SBA Form 1502 accounting.  Union Bank stated in its Email on April 6, 2017 against the Colson 1502 Loan Transaction History! As I have repeatedly told you and which has also been pled in numerous legal filings, Santa Barbara Bank & Trust did not perform a rescission on your loan – it performed a rescission on your Forbearance Agreement.  This issue has been litigated in the bank’s favor and against you in three separate legal forums.   Colson's Customer Service group.  This claimed Rescission statement by Union Bank is not seen in the Colson 1502 accounting  Payment History provided by the SBA on May 7, 2018!

 

Colson's Customer Service group is asked to provide all SBA Loan # 664-196-4009100983501 1502 accounting with the two Union Bank Loan Transaction histories provided by (Rachel McLaughlin and Richard Baddoo) on May 7, 2018!  Attached are incomplete Colson accounting on Union Banks SBA Loan # 664-196-4009--100983501.  I am requesting a full accounting from Colson as seen requested below of Rachel McLaughlin and the SBA on May 16, 2018.  The Colson accounting seen attached is missing the date this SBA Loan was Paid in Full per the Colson June 29, 2012 Accounting letter claiming this SBA Loan # 664-196-4009 as Paid in Full.  Please review the attached June 28, 2012 email from Union Bank to loanresolution@sba.gov .  I am requesting the 1502 Report showing SBA Loan # 664-196-4009 as Paid in Full, per Union Banks June 28th 2012 email and all database screen captures containing 1502 report which constituted a total of 23 redacted pages. withheld by the SBA. 

 

As seen on the May 16, 2018 SBA 1502 Loan Transaction History under (Err) are SBA Codes 1030, 1011 and 1197 making Union Banks two sets of book provided by (Rachel McLaughlin and Richard Baddoo) on May 7, 2018 a National News Story!  Please explain what the status of SBA Loan # 664-196-4009100983501 with the U.S. Small Business Administration refusal on May 18, 2018 to provide further SBA Loan accounting?  Was Union Bank allowed by the SBA to change its Colson accounting, per SBA CODES 1011 and 1030? (Pismo Beach Police Department Union Bank Case # 18-0865) filed May 7, 2018.

 

“FTA EXCEPTION CODE (SBA Code): # 13 (1011)

This is a courtesy message that SBA's System shows this loan as Cancelled, Paid-in-Full, Charged Off or Sold                           

in Asset Sale. Cancelled loans may be due to the expiration of SBA's guaranty. Discontinue reporting if the

loan is no longer active. If the loan is active, contact your SBA Servicing Center.”

 

“FTA EXCEPTION CODE (SBA Code): # 17(1030)

This is a warning message that Guaranteed Portion Principal was not reported and the Guaranteed Portion

Closing Balance was reduced from the last balance accepted by SBA. Please provide the Guaranteed

Portion Principal to reduce the closing balance or if the reported closing balance is unchanged from the

prior 1502 report, access SBA E-Tran Servicing/1502 Info to review loan rejection errors (ERR) triggered

by prior reporting that prevented the loan balance to update.”

 

Again, Rachel McLaughlin Loan Servicing Assistant, SBA Purchase Division National Guaranty Purchase Center on May 7, 2018 under a FOIA request provided a Union Bank June 25, 2013 Loan Transaction History showing Union Bank changing its 2012 SBA/Colson loan accounting all the way back to 2007 without amending the attached 1502 Loan Transaction History provided on May 16, 2018, by Rachel McLaughlin now Fully known to Local News Media.  I am asking for a full accounting from the SBA and Colson! (Pismo Beach Police Department Union Bank Case # 18-0865) filed May 7, 2018.

 

Sincerely

 

William A. Bookout,

470 Price Street

Pismo Beach, Ca 93449

Oceano Nursery 2003 SBA Loan # 664-196-4009--100983501

 

CC San Luis Obispo District Attorney Dan Dow/Assistant District Attorney  Eric J. Dobroth,

CC Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department Case # 18-0865: 1-805-773-2208 

CC First American Title Insurance Company, David Z. Bark 1-866-217-6627 and  Kevin Irot, Vice President/County Manager. 1-805-786-2003

CC KCOY TV-Keith Carls--KEYT TV--CJ Ward---Telegram Tribune-Nick Wilson- Matt Fountain San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie 

CC Pablo Lopez plopez@fresnobee.com  Jim Guy jguy@fresnobee.com  Lewis Griswold lgriswold@fresnobee.com  Thaddeus Miller-tmiller@mercedsun-star.com

CC Victor Parker, SBA District Director--Heather Luzzi, District Director—Julie Clowes, SBA District Director -- Adalberto Quijada, SBA District Director—Ruban Garcia, SBA District Director


From:

Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Wednesday, May 16, 2018 7:00 AM
To: dawn.golik@sba.gov; carlos.mendoza@sba.gov; william.hori@sba.gov; lupe.cota@sba.gov; peter.estrada@sba.gov; gayoeb.mardon@sba.gov; lori.lesher@sba.gov; melende.ward@sba.gov; leanne.ryner@sba.gov; jweimer@pismobeach.org; jmiller@pismobeach.org; ssingleton@pismobeach.org; fresno@sba.gov; lado@sba.gov; Heather.Luzzi@sba.gov; Julie.Clowes@sba.gov; Adalberto.Quijada@sba.gov; ruben.garcia@sba.gov
Cc: claudia.rodgers@sba.gov; sharon.gurley@sba.gov; david.fishman@sba.gov; adam.kaplan@sba.gov; graciela.gatell@sba.gov; cynthia.pope@sba.gov; joel.stiner@sba.gov; stephen.olear@sba.gov; advocacy@sba.gov; 'Ryner, Leanne M.'; foia@sba.gov; 'Siam, Saeda A.'; sandiego@sba.gov; sandra.mazzoni@sba.gov; ombudsman@sba.gov; 'Miller, Neil'; keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; gstarkey@newtimesslo.com; nwilson@thetribunenews.com; mfountain@thetribunenews.com; bob@newtimesslo.com; cmcguinness@newtimesslo.com; jfriedman@calcoastnews.com; newsroom@thetribunenews.com; laura.m
agere@sba.gov; 'kari.overson@sba.gov'; ombudsman@fdic.gov; ombudsman@sba.gov; OIGHotline@frb.gov; dbark@firstam.com; kirot@firstam.com; richard.baddoo@sba.gov; ogis@nara.gov; Dawan.qadir@sba.gov; rachel.mclaughlin@sba.gov; foia@sba.gov; Carol-Ann.Hulme@sba.gov; 'Russell Miller'; jacqueline@fredericklaw.net; 'Bill Bookout'; tmiller@mercedsun-star.com; lgriswold@fresnobee.com; jguy@fresnobee.com; plopez@fresnobee.com
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 7/18/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

 

May 16, 2018

 

FRESNO DISTRICT OFFICE District director-- Dawn Golik
U.S. Small Business Administration
Fresno District Office
801 R Street, Suite 201, Fresno, CA 93721
Telephone No:  (559) 487-5791

 

FRESNO SBA DISTRICT OFFICE District director-- Dawn Golik

 

Thank you for taking my call yesterday regarding the two SBA May 7, 2018 Union Bank Loan Transaction History’s provided by Rachel McLaughlin and Richard Baddoo of the SBA. (Pismo Beach Police Department Union Bank Case # 18-0865).  From our 13 minute conversation, regarding SBA FOIA Documents withheld by the SBA and the two Union Bank Loan Transaction History’s provided by the SBA on May 7, 2018:  Please answer the following SBA Loan # 664-196-4009--100983501 questions of the SBA regarding these two different Union Bank Loan Transaction History’s provided by the SBA on May 7, 2018!  Each California SBA District Director is attached and asked the same questions with Union Banks two sets of Books provided May 7, 2018 by the SBA in a FOIA Request.  Union Banks SBA PLP Loan accounting will now become a National News Story as seen at www.sbaplploans.com and www.unionbank.me for all Local and National News Media.

1)    Did the SBA approve Union Bank changing its July 18, 2012 SBA Form 1502 Loan Transaction History back to 3/31/2008 with Union Bank June 25, 2013 Loan Transaction History back to July 7, 2007 in what Union Bank now claims was a rescission as seen in Union Banks November 2, 2017 letter attached?  Does the SBA have any later or prior Colson SBA FORM 1502 accounting?

2)    Did the SBA approve Union Bank changing its July 18, 2012 SBA Form 1502 Loan Transaction History Principal Balance on 12/31/2011 of $390,996.91 with Union Bank June 25, 2017 Loan Transaction History Principal Balance of $400,962.89 on 12/26/2011? When did the SBA learn of this Union Bank Principal balance change?

3)    Did the SBA approve Union Bank charging $57,676.17 in Attorney Fees seen in Union Banks June 25, 2013 Loan Transaction History on 2/22/2012 from SBA Loaned Money against the May 7, 2018 FOIA SBA FORM 1502 Loan Transaction History, showing principal paid on 2/29/2012 of $238,500.00?

4)    Did the SBA allow Union Bank to ad $45,171.20 onto Union Banks June 25, 2013 Loan Transaction History on 2/22/2012 in Foreclosure Payments against the July 18, 2012 SBA Form 1502 Loan Transaction History?

5)    Why does the SBA Form 1502 not show Union Banks claim of an additional $45,171.20 owed Union Bank on 5/20/2011 with the Principal Balance owed of $390,996.91?

6)    Did the SBA approve Union Bank changing its July 18, 2012 SBA Form 1502 Loan Transaction History Principal Balance on line 49 dated 3/31/2008 of $420,024.31 with Union Banks June 25, 2017 Loan Transaction History Principal Balance of $416,898.31 on 3/28/2008?

7)    Did the SBA approve Union Bank June 25, 2013 Loan Transaction History claiming to have started to reduce its 7/6/2007 Principal Balance of $420,024.30 in 2007 against the July 18, 2012 SBA Form 1502 Principal Balance on 3/31/2012 of $420,024.31?

8)    In the May 7, 2018 FOIA received July 18, 2012 SBA Form 1502 Loan Transaction History on 3/22/2012 Principal Paid is $238,500.00 and on 5/20/2012 Principal paid is $207,000.00.  Was this SBA Loan paid off by 6/29/2012 as seen in the Colson report received in the October 17, 2017 FOIA Documents attached?

9)    Did the SBA approve Union Bank changing the 2007 Forbearance Agreement monthly interest rate amount from 6% back to 2007 against what was reported to the SBA in the May 7, 2018 FOIA received July 18, 2012 SBA Form 1502 Loan Transaction History?

10)                       Was SBA Loan # 664-196-4009100983501 Paid in Full with the SBA in 2012 from the June 29th 2012 Colson accounting provided by the SBA in the October 17, 2017 SBA FOIA documents?

11)                       Was SBA Loan # 664-196-4009100983501 Paid in Full with the SBA in 2012 from the 2012 Union Banks IRS 1099-A attached?

12)                       Union Bank in its 6/25/2013 Loan Transaction History provided by the SBA on May 7, 2018 shows monthly Payments of $4,121.06 since the 2007 Forbearance agreement at 6%.  Why did the SBA allow Union Bank to improper amortize SBA Loan # 664-196-4009 as seen in the October 17, 2017 SBA FOIA documents attached? See November 22, 2011 SBA letter from Susan C. Davis Phase 1 and improper Union Bank Amortization of the 2007 Forbearance Agreement!  See 11/18/2011 SBA File Memorandum!  See October 26, 2011 SBA Attorney Joel K. Meese Memorandum # 4 and # 6, withheld by the SBA until October 17, 2017!

13)                       When did the SBA allow Union Bank to change its August 29th 2011 SBA Form 1149 Loan Transaction History accounting with Union Banks June 25, 2013 Loan Transaction History accounting back to 2007 against what Union Bank has previously reported to the SBA and IRS?

14)                       Why has the SBA allowed Union Bank to have two sets of accounting books on SBA Loan # 664-196-4009100983501 as seen in the May 7, 2017 SBA FOIA documents received? 

15)                       When did the SBA learn of Union Banks 2007 Forbearance Agreement Rescission per Union Banks attorney Robert B. Forouzandeh’s November 2, 2017 letter attached, claiming to have changed Union Banks SBA loan documents (SBA FORMS 1149) prior to the 7/18/2012 Colson report?

 

FRESNO SBA DISTRICT director-- Dawn Golik.  I am again making a SBA, FOIA request for any and all SBA FOIA documents withheld by the SBA, including all SBA Colson accounting withheld by the SBA.  The SBA has only provided two Colson documents attached and seen at www.sbaplploans.com !  Per our conversation today, the SBA on October 17, 2017 provided 1625 pages of SBA FOIA Documents previously withheld by the SBA in 2011, 2012 and 2016 FOIA requests.  The SBA redacted pages 1-6 Redacted and pages 17-33.  I am requesting for these un redacted 22 pages of from the U.S. Small Business Administration sent on October 17, 2017, per the (Pismo Beach Police Department Union Bank Case # 18-0865) filed May 7, 2018 to be provided; un redacted and an accounting of what each page withheld consists of to, myself and the Pismo Beach Police Department attached! 

 

FRESNO SBA DISTRICT director-- Dawn Golik.  I will be pressing Grand Theft, charges against Each Union Bank employee responsible for filing a fraudulent Union Bank NOD on SBA Loan # 664-196-4009100983501 on February 28th 2018 from the June 25, 2013 Union Bank Loan Transaction History provided by the SBA on May 7, 2018!  The Fresno SBA will need to answer all questions 1-15 above to myself, News Media and the (Pismo Beach Police Department Union Bank Case # 18-0865).  Local and Fresno News media KCOY TV--Keith Carls----KEYT TV--CJ Ward---Telegram Tribune—Nick Wilson- Matt Fountain San Luis Obispo New Times—Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey----Cal Coast News Karen Velie, Pablo Lopez-plopez@fresnobee.com Jim Guy jguy@fresnobee.com  Lewis Griswold lgriswold@fresnobee.com  Thaddeus Miller-tmiller@mercedsun-star.com; are all attached with Union Banks two sets of SBA Loan Books and Grand Theft on SBA Loan # 664-196-4009  Loan # 100983501 provided by the U.S. Small Business Administration on May 7, 2018!

 

Again as the SBA on May 7, 2018 has provided two Union Bank Loan Transaction History’s, Each California, District Director is attached and are asked to answer the 15 questions above to myself and all Local and national News media. Victor Parker, SBA District Director Los Angeles--Heather Luzzi, District Director Sacramento—Julie Clowes, SBA District Director San Francisco -- Adalberto Quijada, SBA District Director Santa AnaRuben R. Garcia San Diago SBA District Director

 

Sincerely

 

William A. Bookout,

470 Price Street

Pismo Beach, Ca 93449

Oceano Nursery 2003 SBA Loan # 664-196-4009--100983501

 

CC San Luis Obispo District Attorney Dan Dow/Assistant District Attorney  Eric J. Dobroth,

CC Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department Case # 18-0865: 1-805-773-2208 

CC First American Title Insurance Company, David Z. Bark 1-866-217-6627 and  Kevin Irot, Vice President/County Manager. 1-805-786-2003

CC KCOY TV-Keith Carls--KEYT TV--CJ Ward---Telegram Tribune-Nick Wilson- Matt Fountain San Luis Obispo New Times-Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey--Cal Coast News Karen Velie 

CC Victor Parker, SBA District Director--Heather Luzzi, District Director—Julie Clowes, SBA District Director -- Adalberto Quijada, SBA District Director

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Monday, May 14, 2018 6:44 PM
To: dawn.golik@sba.gov; carlos.mendoza@sba.gov; william.hori@sba.gov; lupe.cota@sba.gov; peter.estrada@sba.gov; gayoeb.mardon@sba.gov; lori.lesher@sba.gov; melende.ward@sba.gov; leanne.ryner@sba.gov; jweimer@pismobeach.org; jmiller@pismobeach.org; ssingleton@pismobeach.org; fresno@sba.gov
Cc: claudia.rodgers@sba.gov; sharon.gurley@sba.gov; david.fishman@sba.gov; adam.kaplan@sba.gov; graciela.gatell@sba.gov; cynthia.pope@sba.gov; joel.stiner@sba.gov; stephen.olear@sba.gov; advocacy@sba.gov; 'Ryner, Leanne M.'; foia@sba.gov; 'Siam, Saeda A.'; sandiego@sba.gov; sandra.mazzoni@sba.gov; ombudsman@sba.gov; 'Miller, Neil';
keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; gstarkey@newtimesslo.com; nwilson@thetribunenews.com; mfountain@thetribunenews.com; bob@newtimesslo.com; cmcguinness@newtimesslo.com; jfriedman@calcoastnews.com; newsroom@thetribunenews.com; ruben.garcia@sba.gov; laura.magere@sba.gov; 'kari.overson@sba.gov'; ombudsman@fdic.gov; ombudsman@sba.gov; OIGHotline@frb.gov; dbark@firstam.com; kirot@firstam.com; richard.baddoo@sba.gov; ogis@nara.gov; Dawan.qadir@sba.gov; rachel.mclaughlin@sba.gov; foia@sba.gov; Carol-Ann.Hulme@sba.gov; 'Bill Bookout'; 'Russell Miller'; jacqueline@fredericklaw.net
Subject: RE: Union Banks SBA, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 7/18/12 2012 SBA FORM 1502 Accounting and 2012 IRS 1099-A on Loan # 100983501 filed with the IRS by Union Bank as Paid in Full.

 

May 14, 2018

 

FRESNO DISTRICT OFFICE STAFF-- Dawn Golik, Carlos G. Mendoza
U.S. Small Business Administration
Fresno District Office
801 R Street, Suite 201, Fresno, CA 93721
Telephone No:  (559) 487-5791

 

FRESNO DISTRICT OFFICE STAFF, Dawn Golik, Carlos G. Mendoza, William K. Hori, Lupe Cota, Peter Estrada, Lori R. Lesher, Melende Ward, Gayoeb "Kay" Mardon, Leanne Ryner:

 

The Fresno SBA is asked by myself, publically and through the attached News medias as to which Union Bank Loan Transaction History accounting provided on May 7, 2018 by the SBA is actual SBA Loan accounting for SBA Loan # 664-196-4009 Loan # 100983501?  The 2012, SBA FOIA FORM 1502 Loan Transaction History or Union Banks June 25th 2013 Loan Transaction History?  The U.S. Small Business Administration has purposely withheld the 2012 SBA FORM 1502 Union Bank Loan Transaction History accounting until May 7, 2018 with the one page 7/18/2012 Loan Transaction History, consistent with Union Banks August 29th 2011 SBA Form 1149; Union Banks 2007 to 2010 IRS 1098’s and Union Banks 2012 IRS 1099-A reporting!  Please explain to myself, (Pismo Beach Police Department Union Bank Case # 18-0865) and the News Media attached as to which of the two Union Bank Loan Transaction History’s received May 7, 2018 from the SBA is correct with the SBA and IRS?  Please note that the June 25, 2013 Union Bank Loan Transaction History accounting has never been reported to the IRS and shows that Union Bank Breached the 2007 Forbearance Agreement against Union Banks Vice Presidents Sandra Sheffield August 29th 2011 Liquidation Report provided by the SBA on October 17, 2017!

 

I am now having to list my 470 Pismo Beach Property for Four Million Three Hundred Thousand with Century 21 in Arroyo Grande.  I am asking and requiring that the SBA to fully clean up any and all Gas Station, Oil Contamination per the SBA FOIA documents received on October 17, 2017, previously withheld by the SBA in prior FOIA Requests as seen attached in 2011, 2012 2016, per Carol J. Hulme FOIA letters!  See November 22, 2011 SBA letter from Susan C. Davis Phase 1 and improper Union Bank Amortization of the 2007 Forbearance Agreement!  See 11/18/2011 SBA File Memorandum!  See October 26, 2011 SBA Attorney Joel K. Meese Memorandum # 4 and # 6, withheld by the SBA until October 17, 2017!  See Union Banks Vice Presidents Sandra Sheffield August 29th 2011 Liquidation Report regarding Environmental Contamination at 470 Price Street and the 2007 Forbearance Agreement breached by Union Bank!   The SBA is now fully responsible for any and all gas station contamination at the 470 Price Street property from the sba withholding this 2011, 2012, 2016 FOIA information as seen in the Carol J. Hulme November 10, 2016 letter.

 

Dawn Golik, Carlos G. Mendoza, William K. Hori, Lupe Cota, Peter Estrada, Lori R. Lesher, Melende Ward, Gayoeb "Kay" Mardon, Leanne Ryner:  Each of you are familiar with Union Banks Grand Theft and IRS Fraud on the Oceano Nursery SBA Loan # 664-196-4009—100983501 with the 2011 and 2012, SBA FOIA documents received May 7, 2018 from Rachel McLaughlin and Richard Baddoo of the SBA.  Attached is the (Pismo Beach Police Department Union Bank Case # 18-0865) filed May 7, 2018 who I ask that the SBA responds to and myself with the July 18, 2012 SBA Form 1502 Loan Transaction History provided by the SBA on May 7, 2018!  This SBA 2012 FORM 1502 shows Union Banks Grand Theft, 2007 Forbearance Agreement Grand Theft, IRS and SBA loan Fraud and Two Sets of Books, that has put Oceano Nursery out of business and changed the Community of Oceano California forever!  I am now forced to go public, sell and close down my 470 Price Street business property in Pismo Beach with Union Banks continued Grand Theft as seen in the May 7th 2018 SBA FOIA documents now fully involving the U.S. Small Business Administration, Fresno District Office!

 

U.S. Small Business Administration, Fresno District Office: Dawn Golik, Carlos G. Mendoza, William K. Hori, Lupe Cota, Peter Estrada, Lori R. Lesher, Melende Ward, Gayoeb "Kay" Mardon, Leanne Ryner:  Why has the SBA allowed Union Bank to have two sets of accounting books on SBA Loan # 664-196-4009--100983501?  Why has the SBA allowed Union Bank to do a forbearance agreement rescission to attempt to correct Union Banks 2007 Forbearance Agreement mistakes seen in the October 17, 2017 FOIA documents, Union Banks attorney Robert B. Forouzandeh November 2, 2017 letter and June 25th 2013 Loan Transaction History attached prior to the July 18, 2012 SBA Form 1502 Loan Transaction History provided by the SBA on May 7, 2018?  When did the SBA learn of Union Banks 2007 Forbearance Agreement Rescission per Union Banks November 2, 2017 letter attached?

 

Sincerely

 

William A. Bookout,

470 Price Street

Pismo Beach, Ca 93449

Oceano Nursery 2003 SBA Loan # 664-196-4009--100983501

 

CC San Luis Obispo District Attorney Dan Dow/Assistant District Attorney  Eric J. Dobroth,

CC Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department Case # 18-0865: 1-805-773-2208 

CC First American Title Insurance Company, David Z. Bark 1-866-217-6627 and  Kevin Irot, Vice President/County Manager. 1-805-786-2003

CC KCOY TV--Keith Carls----KEYT TV--CJ Ward---Telegram Tribune—Nick Wilson- Matt Fountain San Luis Obispo New Times—Bob Rucker, Chris McGuinness, Karen Gracia, Peter Johnson Glen Starkey----Cal Coast News Karen

From:

Magere, Laura L. [mailto:laura.magere@sba.gov]
Sent: Friday, October 07, 2016 11:13 AM
To: Bill Bookout
Subject: Your FOIA Request - SBA-2017-000028

 

 

Good afternoon, Mr. Bookout:

 

I entered your FOIA request in our tracking system, and it is assigned #SBA-2017-000028. I assigned your request to the Office of Capital Access FOIA Liaison for search of responsive records, review and response.   

 

Please note, the agency is not required to respond to the questions you posed in the email you submitted as a FOIA request. However, where you give a description of records as a part of your public access request, we will search to locate any responsive records and make a determination about what can be released per the FOIA, related regulations and procedures.

 

Please contact me directly for status updates concerning your request.    

 

Best regards,

 

Laura L. Magere

Chief, FOI/PA

U.S. Small Business Administration

Office of Hearings and Appeals

Desk: 202-205-7351

Description: SBA.GOV site - U.S. Small Business Administration

 

This electronic message contains information generated by the SBA solely for the intended recipients. Any unauthorized interception of this message or the use or disclosure of the information it contains may violate the law and subject the violator to civil or criminal penalties. If you believe you have received this message in error, please notify the sender and delete the email immediately.

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Thursday, October 06, 2016 4:59 PM
To: 'loanresolution@sba.gov'; 'Butcher-Sumner.Blossom@sba.gov'; 'foia@sba.gov'
Cc: 'Mendoza, Carlos G.'; 'keithcarls@kcoy.com'; 'cj.ward@keyt.com'; 'ombudsman@fdic.gov'; 'ombudsman@sba.gov'; 'da, sbcounty'; 'sandiego@sba.gov'; 'san.francisco@ic.fbi.gov'; 'foia@sba.gov'; 'velie@calcoastnews.com'; 'Garcia, Ruben R.'; 'Lcannon@dfi.ca.gov'; 'legal@fdic.gov'; 'England, Jacqueline'; 'kari.overson@sba.gov'; 'Kaplan, Adam D.(Off. Inspector Gen.)'; 'Hobby, Jill C.'; 'Bill Bookout' (Pismobeachdiveshop@charter.net)
Subject: RE: Union Banks 2012 IRS 1099-A Form accounting showing Union Banks monthly Grand Theft and IRS Fraud!

 

October 6, 2016

 

United States Small Business Administration

Laura L Magere, Office of FOI/PA

409 3rd Street, SW

Washington, DC 20416

1-202-*401-8203

 

Laura L Magere, Office of FOI/PA

 

RE: Our Phone Conversation today:   In accordance with the Freedom of information act

 

The IRS is currently Auditing my taxes for 2012, 2013 and 2014 and I am Again making a Freedom of Information Act (FOIA) request via Email for (Any and All Written or Email Communication from Union Bank) or Union Banks Attorneys per SBA Loan # (PLP 664-196-4009)!  This same request is of the Comptroller of the Currency Administrator of National Banks Case # 03097098---England, Jacqueline' <Jacqueline.England@occ.treas.gov.

 

1)    In this FOIA Request; I am asking for any Rescission documents provided to the SBA by Union Bank.

2)    In this FOIA Request; Is the Oceano Nursery SBA PLP Loan # 664-196-4009 still a SBA Loan? 

3)    In this FOIA Request; What is the status with the Oceano Nursery SBA PLP Loan # 664-196-4009? 

4)    In this FOIA Request; Was SBA PLP Loan # 664-196-4009 Paid off on February 22, 2012 as Union Bank initially claimed to the Internal Revenue Service (IRS) in 2013? 

5)    In this FOIA Request; Union Bank refuses to provide an accounting of my SBA Loan Changes made to the IRS.  I am requesting the most current SBA Form 1149 filled out by Union Bank as this can be provided to the IRS.

6)    In this FOIA Request; I am again making a FOIA Request of the SBA per Union Banks claimed Rescission not seen in the 2012 IRS 1099 A Form provided to the IRS by Union Bank.

7)    In this FOIA Request; What documentation does the SBA have on Union Bank making a Rescission of SBA PLP Loan # 664-196-4009?

8)    In this FOIA Request; I am again making a FOIA Request accounting of the Oceano Nursery Inventory sold by Union Bank after the Foreclosure on February 22 2012.

9)    In this FOIA Request; I am requesting copy’s and accounting of all Appraisals performed by Union Bank and provided to the SBA.

10) In this FOIA Request; I am requesting copy’s and accounting of all Inventory and Opinion letters performed by Union Bank and provided to the SBA.

11) In this FOIA Request; Attached is the 2012 IRS Form 1099-A Union Bank submitted to the IRS.  The IRS does not have Union Banks Amended February 11, 2014 IRS Form 1099-A on Record.  Does the SBA Have any Records per this Fraud by Union Bank?

12) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to charge $57,676.17 in Attorney Fees on February 22, 2012?

13) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to increase the SBA Loan by $45,171.20 charged on February 22, 2012?

14) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to Release Borrower or Guarantor?

15) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to Compromise the Principal Balance owed by taking Attorney Fees of $57,676.17?

16) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to increase the SBA Loan by $45,171.20 charged on February 22, 2012?

17) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to change the interest rate in 2012 and 2015?

18) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to Sale of Collateral or acquired collateral?

19) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission for a litigation plan with Union Banks Attorney Fee charges of $57,676.17 on February 22, 2012?

20) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission from the SBA to do a rescission of the SBA Loan during Bankruptcy in 2012?

21) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission to charge $26,500.00 as a standard Bank Foreclosure Fee with SBA Loaned Money?

22) In this FOIA Request; From the (Servicing and Liquidation Actions 7 (A) Lender Matrix)  Did Union Bank obtain any written permission to charge $39,750.00 as a standard Bank Foreclosure Fee with SBA Loaned Money?

23) In this FOIA Request; I am requesting all written and email information from Union Bank regarding this October 24th 2012 email from SBA Counsel Terrill K. Ashker. 

 

From: Ashker, Terrill K. [mailto:terrill.ashker@sba.gov]
Sent: Wednesday, October 24, 2012 8:39 AM
To: Bill Bookout
Subject: RE:

 

Mr. Bookout:

 

On or about September 7, 2012, Santa Barbara Bank & Trust voluntarily released the Small Business Administration (SBA) from its guaranty of the subject loan.  SBA does not have any interest whatsoever in the property located at 470 Price Street, and I am not aware of any agency program that would allow you to refinance this property with SBA assistance.

 

Very truly yours,

 

Terrill K. Ashker

SBA Acting Fresno District Counsel

 

Laura L Magere, Office of FOI/PA; The IRS will need the information from my FOIA request of the SBA as I will be needing to amend my taxes with Union Banks Rescission changes affecting this SBA Loan!  The questions asked of the SBA will be posted to www.sbaplploans.com  

 

A Complaint has been made to the Comptroller of the Currency Administrator of National Banks Case # 03097098.

 

Sincerely

 

William A. Bookout

SBA PLP Loan # 664-196-4009

 

CC. IRS July 20th 2016 –September 21, 2016 Audit

2384 Professional Parkway

Santa Maria, Ca 93455

Fax # 855-293-4983

 

CC SBA, FBI, SBA Ombudsman, SBA FDIC,  OCC

CC California State Bar

CC Terril K. Ashker -SBA

CC Leanne Ryner -SBA

CC Carlos Mendoza –SBA

CC Adam D. Kaplan –SBA

CC Local News Media per the FOIA Requests of the SBA

 

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Thursday, October 06, 2016 10:22 AM
To: terrill.ashker@sba.gov; 'Mendoza, Carlos G.'; ombudsman@sba.gov; ombudsman@fdic.gov; 'FOIA'; Butcher-Sumner.Blossom@sba.gov
Cc: sluong@ch13wla.com; mbesecker@ch13wla.com; 'Mendoza, Carlos G.'; keithcarls@kcoy.com; cj.ward@keyt.com; ombudsman@fdic.gov; ombudsman@sba.gov; 'da, sbcounty'; sandiego@sba.gov; san.francisco@ic.fbi.gov; foia@sba.gov; do_not_reply@occ.treas.gov; rforouzandeh@rppmh.com; dlee@rppmh.com; velie@calcoastnews.com; 'Garcia, Ruben R.'; Lcannon@dfi.ca.gov; legal@fdic.gov; 'England, Jacqueline'; 'kari.overson@sba.gov'; 'Kaplan, Adam D.(Off. Inspector Gen.)'; 'sbcountyda@co.santa-barbara.ca.us'; 'Hobby, Jill C.'; 'Bill Bookout'
Subject: RE: Union Banks 2012 IRS 1099-A Form accounting showing Union Banks monthly Grand Theft and IRS Fraud!

 

October 6, 2016

 

Terrill K. Ashker                                 SBA Obudsman

CARLOS G. MENDOZA                  US Small Business Administration

District Director                                  409 3rd St, SW

Central California/ Fresno               Washington DC 20416

Small Business Administration        

559/487-5785, Ext 2710                 

800/359-1833, OPTION 6                

 

Dear Mr. Carlos Mendoza/SBA Obudsman/Terrill K. Ashker

 

Union Bank is not responding to the two emails below dated October 5, 2016 and September 28, 2016.  What is the status with the Oceano Nursery SBA PLP Loan # 664-196-4009?  Is the Oceano Nursery SBA PLP Loan # 664-196-4009 still a SBA Loan?  Was SBA PLP Loan # 664-196-4009 Paid off on February 22, 2012 as Union Bank initially claimed to the Internal Revenue Service (IRS) in 2013?  Union Bank has stated July 13, 2016 per the IRS Audit for 2012, 2013 and 2014.  I do not have any knowledge that the IRS has subpoenaed any documentation from Union Bank regarding your account.  Furthermore, I have no knowledge that the IRS has deemed any tax forms submitted by SBBT and/or Union Bank to the IRS with regard to your account as being deficient, incorrect or requiring additional information or documentation.”  Union Bank has never provided it claimed February 11, 2014 1099-A form to the IRS.  The SBA and the Comptroller of the Currency Administrator of National Banks Case # 03097098 is requested to obtain an accounting from Union Bank of what Union Bank has changed per SBA PLP Loan # 664-196-4009 and charged for!

 

Please review the emails below to Union Banks Senior Vice President Christine Sontag through, Union Banks Court Appointed Santa Barbara Commissioner Denise Motter and Judge Colleen K. Sterne; Union Banks SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh.  I am asking the SBA to help in obtaining an accounting of my Oceano Nursery SBA Loan so that I may provide this information to the internal Revenue Service and obtain the proper tax write offs or costs which is now public record as the SBA has been notified by email and at www.sbaplploans.com  .

 

Mr. Carlos Mendoza/SBA Obudsman/Terrill K. Ashker.   Is SBA PLP Loan # 664-196-4009 still active with the SBA as a SBA Loan?  If not I am making a FOIA request of all documents/Records and dates as to when this SBA Loan ended.   The IRS is currently Auditing my taxes for 2012, 2013 and 2014 and information has been requested of Union Bank for this Audit.  Union Bank refuses to provide an accounting of my SBA Loan Changes made to the IRS.  I am requesting a current SBA Form 1149 filled out by Union Bank as this can be provided to the IRS.  It was learned on June 27, 2013 that Union Bank changed the August 29th 2011 SBA Form 1149 going all the way back to 2007.  The IRS has no accounting of this!  I am again making a FOIA Request of the SBA per Union Banks claimed Rescission not seen in the 2012 IRS 1099 A Form provided to the IRS by Union Bank.  Union Bank has claimed to the IRS that the SBA Loan was paid in full on February 22, 2012 n a 1099-A Form without providing the IRS any additional information.

 

Mr. Carlos Mendoza/SBA Obudsman/Terrill K. Ashker.  The IRS will need the information from my FOIA request of the SBA as I will be needing to amend my taxes with Union Banks Rescission changes affecting this SBA Loan!  The questions asked of the SBA will be posted to www.sbaplploans.com  

 

A Complaint has been made to the Comptroller of the Currency Administrator of National Banks Case # 03097098.

 

Sincerely

 

William A. Bookout

SBA PLP Loan # 664-196-4009

 

CC. IRS July 20th 2016 –September 21, 2016 Audit

2384 Professional Parkway

Santa Maria, Ca 93455

Fax # 855-293-4983

 

CC SBA, FBI, SBA Ombudsman, SBA FDIC,  OCC

CC California State Bar

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Wednesday, October 05, 2016 2:50 PM
To: 'Robert Forouzandeh'; dlee@rppmh.com; terrill.ashker@sba.gov; velie@calcoastnews.com
Cc: sluong@ch13wla.com; mbesecker@ch13wla.com; 'Mendoza, Carlos G.'; adam.kaplan@sba.gov; keithcarls@kcoy.com; cj.ward@keyt.com; ombudsman@fdic.gov; ombudsman@sba.gov; da, sbcounty; sandiego@sba.gov; san.francisco@ic.fbi.gov; foia@sba.gov; 'Bill Bookout'; do_not_reply@occ.treas.gov
Subject: RE: Union Banks 2012 IRS 1099-A Form accounting showing Union Banks monthly Grand Theft and IRS Fraud!

 

October 5, 2016

 

Union Bank Senior Vice President Christine Sontag through

Union Bank SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

Reicker, Pfau, Pyle & McRoy LLP

1421 State Street, Suite B

Santa Barbara, CA  93101

Tel:  805-966-2440

 

Dear Union Banks Senior Vice President Christine Sontag. Through, Union Banks Court appointed SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

 

You have not responded to the September 28,2016 email below showing Union Banks Current IRS Fraud and Grand Theft per SBA PLP Loan # 664-196-4009!  Santa Barbara Superior Court Commissioner Denise Motter and Santa Barbara Superior Court Judge Colleen K. Sterne require at your request that all questions asked of Union Bank are asked through Union Banks SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh appointed by Santa Barbara Superior Court Commissioner Denise Motter and Santa Barbara Superior Court Judge Colleen K. Sterne.  The Second Appellate Court has recently discussed this Restraining order.

 

Attached  is the 2012 IRS 1099-A Form showing the Oceano Nursery SBA Loan being paid in Full on February 22, 2012 and Attached is the February 11, 2014 Falsified IRS 1099-A Form from Robert B. Forouzandeh that was never provided to the IRS!  Union Bank does not deny that the second 2012 IRS 1099-A Form on February 11, 2014 is Fraudulent!

 

1)    Union Bank never notified the IRS of any Rescission back to 2007 with the February 11, 2014 IRS 1099-A Form or provided this form to the IRS in 2014.

2)    Union Bank never amended the IRS 1098 Form accounting back to 2007 with Union Bank claimed Rescission and the February 11, 2014 IRS 1099-A Form.

 

Union Banks Senior Vice President Christine Sontag. Through, Union Banks Court appointed SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh.  Did Union Bank ever provide the IRS a 1099-A Form as changed by Robert B. Forouzandeh on February 11, 2014?  The IRS currently does not have an accounting of this claimed Rescission as of July 20, 2016!  Please Explain to myself those attached and Explain this to the Comptroller of the Currency Administrator of National Banks Case # 03097098!

 

Union Banks Senior Vice President Christine Sontag, From the February 22, 2012 Foreclosure of the Oceano Nursery SBA loan, as seen in the 2012 IRS Form 1099-A.  No money has been owed Union Bank since February 22, 2012 and a FORTH DEMAND is Now made of Union Bank for full reimbursement of all Principal and interest paid since February 22, 2012!  Again, Explain and Show Evidence if Union Bank has provided an accounting to the IRS showing any money owed Union Bank after February 22, 2012.  Has Union Banks SBA Loan Representative, Robert B. Forouzandeh been making falsified monthly payment notices?

 

 

Sincerely

 

William A. Bookout

SBA PLP Loan # 664-196-4009

 

CC. IRS July 20th 2016 –September 21, 2016 Audit

2384 Professional Parkway

Santa Maria, Ca 93455

Fax # 855-293-4983

 

CC SBA, FBI, SBA Ombudsman, SBA FDIC,  OCC

CC California State Bar

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Wednesday, September 28, 2016 1:04 PM
To: 'Robert Forouzandeh'; dlee@rppmh.com
Cc: sluong@ch13wla.com; mbesecker@ch13wla.com; 'Mendoza, Carlos G.' (Carlos.Mendoza@sba.gov); Ashker, Terrill K. <terrill.ashker@sba.gov> (terrill.ashker@sba.gov); Kaplan, Adam D.(Off. Inspector Gen.) <adam.kaplan@sba.gov> (adam.kaplan@sba.gov); keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; ombudsman@fdic.gov; ombudsman@sba.gov; da, sbcounty (sbcountyda@co.santa-barbara.ca.us); sandiego@sba.gov; san.francisco@ic.fbi.gov; 'Bill Bookout' (Pismobeachdiveshop@charter.net)
Subject: RE: Show changes to Union Banks 2012 IRS 1099-A Form accounting within 48 Hours going back to 2007 or admit to Union-Banks monthly Grand Theft!

 

September 28, 2016

 

Union Bank Senior Vice President Christine Sontag through

Union Bank SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

Reicker, Pfau, Pyle & McRoy LLP

1421 State Street, Suite B

Santa Barbara, CA  93101

Tel:  805-966-2440

 

RE: Union Bank is to provide within 48 Hours any documents provided to the IRS showing Union Bank doing a Rescission of SBA PLP Loan # 664-196-4009 going back to 2007 or admit to Union-Banks monthly Grand Theft!

 

Dear Union Banks Senior Vice President Christine Sontag. Through, Union Banks Court appointed SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

 

Union Banks SBA Loan Representative, Robert B. Forouzandeh sent acknowledgment of the Oceano Nursery SBA Loan Rescission dated July 13, 2016 in his response email below!  (“Furthermore, I have no knowledge that the IRS has deemed any tax forms submitted by SBBT and/or Union Bank to the IRS with regard to your account as being deficient, incorrect or requiring additional information or documentation.”  I am requesting full reimbursement for all of Union Banks fraudulent monthly claimed payments since February 22, 2012 when this SBA Loan was paid in full according to Union Banks 2012 1099-A Form.  Any payments made until Union Banks actions are resolved must be fully reimbursed by Union Bank.  Union Banks Senior Vice President Christine Sontag, Again answer the questions asked of you below on June 30, 2016- July 1, 2016 and July 13, 2016! Union Bank SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh are not qualified to answer Union Banks IRS Accounting questions, per the July 13, 2016 E-Mail from Robert B. Forouzandeh!

 

Union Banks Senior Vice President Christine Sontag, understand that all questions asked of you will be posted at www.unionbankna.com www.secondappellate.com  and other news and commentary websites.  Santa Barbara Superior Court Commissioner Denise Motter and Santa Barbara Superior Court Judge Colleen K. Sterne require at your request that all questions asked of Union Bank are asked through Union Bank SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh.

 

Union Banks Senior Vice President Christine Sontag.  Has Union Bank amended the IRS 1098 Form changes made by Union Bank on June 25, 2013 showing the Additional Interest charged in 2007, 2008, 2009, 2010, 2011, 2012, 2013 and 2014 with Union Banks claimed two sets of Union Bank accounting records and Rescission before the Second Appellate Court?  Union Bank has not accounted for these June 25, 2013 SBA Loan changes made by Union Bank to the IRS or William A. Bookout.  According to the IRS Accounting this SBA Loan was paid off in 2012 and Union Bank has not provided any additional accounting!   

 

Union Banks Senior Vice President Christine Sontag.  Union Bank reported to the IRS in 2012 in the only 1099-A provided to the IRS, that the fair market Value of the Oceano Nursery SBA Loaned property was $189,000.00 and that the Balance of the Principal as of February 22, 2012 was $0.00!  Union Bank had appraised the Oceano Nursery property at $265,000.00.  How can Union Bank make this kind of Banking Fraud to the IRS and Debtor William A. Bookout?  This is seen at www.secondappellate.com Union Banks Senior Vice President Christine Sontag, Did Union Bank provide the IRS any accounting showing that money was owed Union Bank after February 22, 2012?

 

Union Banks Senior Vice President Christine Sontag.  Please immediately provide any and all of Union Banks IRS 1098 Form accounting changes going back to 2003 with any SBA Loan changes made by yourself, Robert B. Forouzandeh, Diana Jessup Lee or Union Bank!  This will be provided to the IRS for the 2012, 2013 and 2014 IRS Audit.

 

Union Banks Senior Vice President Christine Sontag, From the February 22, 2012 Foreclosure of the Oceano Nursery SBA loan, as seen in the 2012 IRS 1099-A.  No money has been owed Union Bank since February 22, 2012 and a THIRD DEMAND is Now made of Union Bank for full reimbursement of all Principal and interest paid since February 22, 2012!  Explain if Union Bank has provided accounting to the IRS showing any money owed Union Bank after February 22, 2012.  Has Union Banks SBA Loan Representative, Robert B. Forouzandeh been making falsified monthly payment notices?

 

Union Banks Senior Vice President Christine Sontag, Explain, why Union Bank did not account to the IRS, Union Banks $57,676.17 in Attorney fees taken on February 22, 2012 in the 2012 IRS 1099-A Form or the 1098 Form?  Please immediately correct this as I will be amending my 2012 taxes!

 

Union Bank Senior Vice President Christine Sontag again, explain how Union Bank came up with an additional $45,171.20 not owed Union Bank against IRS 1098 Form accounting from 2007 to 2012 not seen in Union Banks June 25, 2013 Loan Transaction History?  The IRS will need this accounting from Union Bank!

 

Union Banks Senior Vice President Christine Sontag, This is AGAIN NOTICE TO UNION BANK THAT SBA PLP Loan # 664-196-4009 WAS RESCINDED BY DEBTOR WILLIAM A. BOOKOUT ON JULY 13, 2016 AND NO MONEY IS OWED UNION BANK.  The IRS shows that this SBA PLP Loan # 664-196-4009 was paid in Full in the Union Banks 2012 Form 1099-A  Union Banks SBA Loan Representative Robert B. Forouzandeh responded on July 13, 2016 on your, behalf.  The Questions asked of You need to be answered by You or Union Bank and not Robert B. Forouzandeh, who has admitted before the Second Appellate Court of Union Bank having two sets of accounting.  UNION BANK IS TO REFUND ALL ATTORNEY FEES TAKEN BY UNION BANK ALONG WITH PRINCIPAL PAYMENTS AND INTEREST PAID SINCE FEBRUARY 22, 2012 within 30 days! 

 

Union Banks Senior Vice President Christine Sontag,  Explain this statement made by Robert B. Forouzandeh to myself and those attached!  (“Furthermore, I have no knowledge that the IRS has deemed any tax forms submitted by SBBT and/or Union Bank to the IRS with regard to your account as being deficient, incorrect or requiring additional information or documentation.”   Why would Union Bank put Robert B. Forouzandeh in charge of this statement instead of Union Bank?  Union Bank is to provide within 48 Hours any documents provided to the IRS showing Union Bank doing a Rescission of SBA PLP Loan # 664-196-4009 going back to 2007 or admit to Union-Banks monthly Grand Theft!

 

Union Banks Senior Vice President Christine Sontag, Currently Union Bank is committing Grand Theft each month with the Monthly payment Notices made by Robert B. Forouzandeh against the 2012 IRS Form 1099-Accounting!  If Union Bank disputes this then within 48 hours; Union Bank is to provide any documents provided to the IRS that shows that this SBA PLP Loan # 664-196-4009 was not paid in Full in Union Banks 2012 Form 1099-A!  The IRS was never provided a 1099-A Form Correction dated February 11, 2014 as claimed by Union Banks Attorney Robert B. Forouzandeh that Santa Barbara Superior Court Commissioner Denise Motter and Santa Barbara Superior Court Judge Colleen K. Sterne require I communicate through for questions asked of You and Union Bank!

 

Sincerely

 

William A. Bookout

SBA PLP Loan # 664-196-4009

 

CC. IRS July 20th 2016 –September 21, 2016 Audit

2384 Professional Parkway

Santa Maria, Ca 93455

Fax # 855-293-4983

 

CC SBA, FBI, SBA Ombudsman, SBA FDIC,  OCC

CC California State Bar

 

 

From: Robert Forouzandeh [mailto:rforouzandeh@rppmh.com]
Sent: Wednesday, July 13, 2016 2:20 PM
To: Bill Bookout
Subject: RE: In re William Arthur Bookout USBC Cen. Dist. CA.CaseNo.9:11-bk-15818

 

Mr. Bookout:

 

I do not have any knowledge that the IRS has subpoenaed any documentation from Union Bank regarding your account.  Furthermore, I have no knowledge that the IRS has deemed any tax forms submitted by SBBT and/or Union Bank to the IRS with regard to your account as being deficient, incorrect or requiring additional information or documentation.

 

 

Robert B. Forouzandeh | Partner
Reicker, Pfau, Pyle & McRoy, LLP | Santa Barbara’s Business Law Firm
1421 State Street, Suite B | Santa Barbara, CA 93101 | www.reickerpfau.com
Phone: (805) 966-2440 | Fax: (805) 966-3320 | Email: rforouzandeh@rppmh.com

------------------------------------------------------------------------------------

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CIRCULAR 230 DISCLOSURE:  Pursuant to Regulations Governing Practice Before the Internal Revenue Service, any tax advice contained herein is not intended and may not be used by any person for the purpose of avoiding tax penalties that may be imposed upon a taxpayer or for the purpose of promoting, marketing or recommending to another party any transaction or tax-related matter.

 

 

From: Bill Bookout [mailto:pismobeachdiveshop@charter.net]
Sent: Wednesday, July 13, 2016 9:08 AM
To: Robert Forouzandeh; Diana Lee; ptrujillo@ch13wla.com
Cc: sluong@ch13wla.com; mbesecker@ch13wla.com; 'Mendoza, Carlos G.'; terrill.ashker@sba.gov; adam.kaplan@sba.gov; keithcarls@kcoy.com; cj.ward@keyt.com; velie@calcoastnews.com; ombudsman@fdic.gov; ombudsman@sba.gov; 'da, sbcounty'; sandiego@sba.gov; san.francisco@ic.fbi.gov; legal@fdic.gov; 'Bill Bookout'
Subject: RE: In re William Arthur Bookout USBC Cen. Dist. CA.CaseNo.9:11-bk-15818 Union Banks Fraud, Breach of Contract and Perjury

 

July 13, 2016

 

Union Bank Senior Vice President Christine Sontag through

Union Bank SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

Reicker, Pfau, Pyle & McRoy LLP

1421 State Street, Suite B

Santa Barbara, CA  93101

Tel:  805-966-2440

 

Dear Union Banks Senior Vice President Christine Sontag. Through, Union Bank Court appointed SBA Loan Representative’s Diana Jessup Lee and Robert B. Forouzandeh

 

Again, Please respond to the June 30, 2016 and July 1, 2016 emails below regarding The IRS Auditing the tax years 2012, 2013 and 2014 on July 20, 2016.  Attached below are the February 2, 2014, and February 6, 2014 emails to Union Bank that Union Bank responded to on February 11, 2014.  IRS Tax Compliance Officer, Paul Simonian, is now aware of Union Banks Rescission loan changes made on June 25, 2013 and the February 2014 emails sent to Union Bank.

 

The requested information of Union Bank is to be provided by July 20th 2016 to myself and:

Paul Simonian, Tax Compliance Officer

2384 Professional Parkway

Santa Maria, Ca 93455

 

Union Bank can fax the requested information of Union Bank to Paul Simonian, IRS Tax Compliance Officer at Fax # 855-293-4983.  The IRS is now fully aware of Union Bank changing yearly, IRS 1098 Form accounting on June 25, 2013 going back to 2007.  This IRS 1098 Form changes made by Union Bank on June 25, 2013 now need amended by Union Bank and provided to the IRS showing the Additional Interest charged in 2007, 2008, 2009, 2010, 2011, 2012, 2013 and 2014.  These are additional tax write offs can be made by  William A. Bookout as Union Bank has not accounted for these June 25, 2013 Loan changes made by Union Bank to the IRS or William A. Bookout.

 

Attached is the 2012 Form 1099-A originally filed by Union Bank  This shows that the Oceano Nursery SBA loan was paid in full in 2012 with Union Bank December 26, 2011 Rescission claiming a fair market value of $189,000.00 against the appraised value of $265,000.00.

 

Attached is the Original 1098 Form for 2012 with interest being paid of $53,098.29 that Union Bank changed on February 11, 2014 to be $49,523.34.  Please explain this accounting IRS 1098 Form accounting change to IRS Paul Simonian, Tax Compliance Officer for the July 20, 2016 Audit.

 

Attached is Union Banks August 18, 2014 SBA loan Accounting showing Union Bank changing IRS 1098 Form accounting all the way back to 2007.  Union Bank is Demanded to provide records of all of Union Bank IRS 1098 Form accounting changes on June 25, 2013 to IRS Paul Simonian, Tax Compliance Officer.  His fax # is 1-855-293-4983 and his Telephone # is 1-805-352-0367

 

Union Bank Senior Vice President, Christine Sontag,  Please immediately provide any and all of Union Banks IRS 1098 Form accounting going back to 2003 with any SBA Loan changes made by yourself, Robert B. Forouzandeh, Diana Jessup Lee or Union Bank for the July 20th 2016 IRS Audit!  From the February 22, 2012 Foreclosure of the Oceano Nursery SBA loan, as seen in the IRS 1099-A.  No money has been owed Union Bank since February 22, 2012 and a SECOND DEMAND is Now made of Union Bank for full reimbursement of all Principal and interest paid since February 22, 2012!  This is NOTICE TO UNION BANK THAT SBA PLP Loan # 664-196-4009 IS NOW RESCINDED BY DEBTOR WILLIAM A. BOOKOUT AND NO MONEY IS OWED UNION BANK.  UNION BANK IS TO REFUND ALL ATTORNEY FEES PAID TO UNION BANK ALONG WITH PAYMENTS AND INTEREST PAID SINCE FEBRUARY 22, 2012 within 30 days!

 

Union Bank Senior Vice President, Christine Sontag,  Explain to IRS Paul Simonian, Tax Compliance Officer, why Union Bank did not account for the $57,676.17 in Attorney fees charged in the 2012 IRS Form 1099-A or the 2012 Form 1098?

 

Union Bank Senior Vice President, Christine Sontag, Explain to IRS Paul Simonian, Tax Compliance Officer, why Union Bank did not provide an itemized accounting per IRS Form 4564 attached for the tax years 2012, 2013 and 2014 with Union Banks December 26, 2011 Rescission found in Union Banks August 18, 2014 Loan Transaction History provided by Union Bank originally on June 27, 2013?.

 

Sincerely

 

William A. Bookout

SBA PLP Loan # 664-196-4009

 

CC. IRS July 20th 2016 Audit

 

CC Paul Simonian, Tax Compliance Officer

2384 Professional Parkway

Santa Maria, Ca 93455

Fax # 855-293-4983

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